Linear Financial Management Ltd

Reference number: 939397

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When linearfm.com first appeared online, and whether it can receive email
  • What kind of line 01432 800830 is
  • Who else gives the postcode HR4 0BG
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Requirements imposed on the Firm’s Permission at the request of the Firm under section 55L(5)(a) of FSMA
    1. The Firm must inform the FCA immediately if it becomes aware that any current or former partner, designated member or member of Hereford Pension, Investment & Mortgage Centre LLP has acquired shares in the Firm. 2. The Firm will not engage or employ the services of any current or former partner, designated member or member of Hereford Pension, Investment & Mortgage Centre LLP in any capacity (be that employee, director, consultant or through any agency or other relationship).

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13028397
Company status
Active
Company type
Private limited company
Incorporated
18 November 2020 (5 years old)
Registered office
Greyfriars House, 25 St. Nicholas Street, Hereford, HR4 0BG, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Benjamin Charles Jones Director Dec 1977 18 Nov 2020 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

£51.4k

+26% from £40.8k

Employees (average)

3

Same as 3

Owed within a year

£21.3k

+16% from £18.3k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13028397. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Linear Financial Management’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2021

12 April 2021

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Requirements imposed on the Firm’s Permission at the request of the Firm under section 55L(5)(a) of FSMA)
  • Became authorised by the FCA

FCA register

2020

18 November 2020

  • Incorporated at Companies House
  • Benjamin Charles Jones took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Linear Financial Management

Other FCA-listed firms that share a director, phone number or address with Linear Financial Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Linear Financial Management

Other firms of the same type (financial adviser), nearest first.

In Hereford

Gemstone Wealth LtdHerefordAuthorisedHereford Financial Services LtdHerefordAuthorisedHereford Pension, Investment and Mortgage Centre LLPHerefordAuthorisedKingfurness & Associates LimitedHerefordAuthorisedNorthcrest Financial Planning LtdHerefordAuthorisedPadstone Financial Management LimitedHerefordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Linear Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 8 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Linear Financial Management Ltd FCA authorised?
Yes, Linear Financial Management Ltd (FRN 939397) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2021 and works as a financial adviser. The FCA has placed a limit on what it may do.
What is Linear Financial Management’s phone number and website?
The FCA register lists the phone number 01432 800830 and the website linearfm.com for Linear Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is Linear Financial Management a scam or clone?
Linear Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Linear Financial Management?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Linear Financial Management to the Financial Ombudsman Service, free of charge.
Who owns Linear Financial Management?
Companies House lists one person with significant control of Linear Financial Management: Mr Benjamin Charles Jones (75–100% of shares).
Who runs Linear Financial Management?
Companies House lists one director of Linear Financial Management: Benjamin Charles Jones.
How long has Linear Financial Management been in business?
The company was formed on 18 November 2020, and has held its current FCA authorisation since April 2021.
What do Linear Financial Management’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £51.4k (+26% from £40.8k).

Sources and links

The full report on Linear Financial Management Ltd

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