Padstone Financial Management Limited

Reference number: 430531

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When padstone-fm.co.uk first appeared online, and whether it can receive email
  • What kind of line 01432 820710 is
  • Who else gives the postcode HR1 3SE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Mark Young Former name
  • Life Protection Direct Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04366170
Company status
Active
Company type
Private limited company
Incorporated
4 February 2002 (24 years old)
Registered office
The Bull Yard R/O 75 High Street, Ashford, Kent, TN24 8SN, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David Kenneth Carter Director Jun 1986 3 Apr 2026 28 other companies
Mark Eaton Director Aug 1964 3 Apr 2026 23 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
38
closed down
12
are FCA-registered
10

In the full report: all 38 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 10 on the FCA register, including 2 no longer authorised
  • The 13 companies these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Key dates in its history

Padstone Financial Management’s history from the FCA register and Companies House, newest first.

Key events (11) All events (23)

2026

3 April 2026

  • Board replaced: its only director left and 2 new directors took over
  • Absolute Financial Group Limited took control (75–100% of shares)
  • Mark Anthony Young stopped being the majority owner
  • Sharon Louise Young stopped being a part-owner

Companies House

2022

30 March 2022

  • Sharon Louise Young became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Mark Anthony Young became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

2 June 2005

  • Became authorised by the FCA

FCA register

4 May 2005

  • Regulated by the Financial Services Authority from this date

FCA register

7 April 2005

  • Changed its registered name from "Mark Young"

FCA register

2002

4 February 2002

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (11 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Padstone Financial Management

Other FCA-listed firms that share a director, phone number or address with Padstone Financial Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
no longer authorised
1
share a director
9

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (9), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Padstone Financial Management

Other firms of the same type (financial adviser), nearest first.

In Hereford

Gemstone Wealth LtdHerefordAuthorisedHereford Financial Services LtdHerefordAuthorisedHereford Pension, Investment and Mortgage Centre LLPHerefordAuthorisedKingfurness & Associates LimitedHerefordAuthorisedLinear Financial Management LtdHerefordAuthorisedNorthcrest Financial Planning LtdHerefordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Padstone Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 38 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 23 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Padstone Financial Management Limited FCA authorised?
Yes, Padstone Financial Management Limited (FRN 430531) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2005 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Padstone Financial Management’s phone number and website?
The FCA register lists the phone number 01432 820710 and the website padstone-fm.co.uk for Padstone Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is Padstone Financial Management a scam or clone?
Padstone Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Padstone Financial Management?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Padstone Financial Management to the Financial Ombudsman Service, free of charge.
Who owns Padstone Financial Management?
Padstone Financial Management is owned by Absolute Financial Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 3 April 2026. Before that, it was controlled by Mrs Sharon Louise Young and Mr Mark Anthony Young.
Who runs Padstone Financial Management?
Companies House lists 2 directors of Padstone Financial Management: David Kenneth Carter and Mark Eaton.
How long has Padstone Financial Management been in business?
The company was formed on 4 February 2002, and has held its current FCA authorisation since June 2005.
Does Padstone Financial Management use any other names?
It has previously used 2 other names: Mark Young and Life Protection Direct.

Sources and links

The full report on Padstone Financial Management Limited

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