Harden Risk Partners Limited

Reference number: 1062180

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Harden Risk Partners Limited (FRN 1062180) is an AR of MOMENTUM BROKER SOLUTIONS LTD (FRN 526435). When you use Harden Risk Partners's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Harden Risk Partners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0116 238 880

  • Address

    Middleborough House, 16 Middleborough, Colchester, Essex, CO1 1QT, United Kingdom

In the full report: 2 background checks

  • What kind of line 0116 238 880 is, and the 4 other firms that give it
  • Who else gives the postcode CO1 1QT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Momentum Broker Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 July 2026 (less than a year old)
Registered office
Middleborough House, 16 Middleborough, Colchester, CO1 1QT, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Jason Christopher Harden Director Jun 1973 12 Jul 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Harden Risk Partners’s history from the FCA register and Companies House, newest first.

2026

22 September 2026

  • Became an appointed representative

FCA register

12 July 2026

  • Incorporated at Companies House
  • Jason Christopher Harden became a part-owner (25–50% of shares)
  • Louise Joy Richards became a part-owner (25–50% of shares)
  • Jason Christopher Harden appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Harden Risk Partners

Other FCA-listed firms that share a director, phone number or address with Harden Risk Partners. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share its phone number
4
share its postcode
2

In the full report: all 6 connected firms, named

  • How each is linked: the same phone number (4), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Harden Risk Partners

Other firms of the same type (insurance broker), nearest first.

In Colchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harden Risk Partners

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Harden Risk Partners Limited FCA authorised?
Harden Risk Partners Limited (FRN 1062180) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Harden Risk Partners?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Harden Risk Partners Limited (FRN 1062180) is an AR of MOMENTUM BROKER SOLUTIONS LTD (FRN 526435). When you use Harden Risk Partners's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Harden Risk Partners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Harden Risk Partners’ phone number?
The FCA register lists the phone number 0116 238 880 for Harden Risk Partners. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 4 other FCA firms.
Is Harden Risk Partners a scam or clone?
Harden Risk Partners is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Harden Risk Partners?
Protection works through Momentum Broker Solutions Ltd, the principal firm responsible for Harden Risk Partners's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Harden Risk Partners?
Companies House lists 2 people with significant control of Harden Risk Partners: Mr Jason Christopher Harden (25–50% of shares) and Miss Louise Joy Richards (25–50% of shares).
Who runs Harden Risk Partners?
Companies House lists one director of Harden Risk Partners: Jason Christopher Harden.
How long has Harden Risk Partners been in business?
The company was formed on 12 July 2026.

Sources and links

The full report on Harden Risk Partners Limited

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