Insurance First Brokers Limited

Reference number: 164785

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Insurance First Brokers Limited (FRN 164785) is an AR of First Complete Limited (FRN 435779). When you use Insurance First Brokers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Insurance First Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When epmfsl.co.uk first appeared online, and whether it can receive email
  • What kind of line 01206 731806 is
  • Who else gives the postcode CO3 3ES
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Profit Armour Trading name: A name it trades under now.
  • Elms Price Maston Financial Services Ltd Former name: A name it was registered under before.
  • Investments First Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
INSURANCE FIRST BROKERS LTD
Company status
Active
Company type
Private limited company
Incorporated
28 September 1987 (39 years old)
Registered office
Strover House, Crouch Street, Colchester, Essex, CO3 3ES, England
Nature of business
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Michael Bush Director Aug 1967 1 Jun 2002 6 other companies
Jeremy Paul Gibson Director May 1973 20 Mar 2024 87 other companies
Mayank Prakash Director Jan 1973 21 Oct 2025 57 other companies
Liam James Morrissey Director Sep 1982 1 Oct 2026 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
96
closed down
19
went insolvent
1

In the full report: all 96 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 37 on the FCA register, including one no longer authorised
  • The 52 companies these 4 directors run together
  • All 19 people who have ever been directors, with their dates
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Key dates in its history

Insurance First Brokers’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Group First Ltd took control (75–100% of shares)

Companies House

2015

21 July 2015

  • Changed its registered name from "Investments First Ltd"

FCA register

2010

14 April 2010

  • Changed its registered name from "Elms Price Maston Financial Services Ltd"

FCA register

1994

17 June 1994

  • Became an appointed representative

FCA register

1987

28 September 1987

  • Incorporated at Companies House

Companies House

In the full report: all 37 events

  • All 37 events in its history (5 shown here)
  • Every director appointment and resignation: 31
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Firms connected to Insurance First Brokers

Other FCA-listed firms that share a director, phone number or address with Insurance First Brokers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Insurance First Brokers

Other firms of the same type (insurance broker), nearest first.

In Colchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Insurance First Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 96 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 37 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Insurance First Brokers Limited FCA authorised?
Insurance First Brokers Limited (FRN 164785) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Insurance First Brokers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Insurance First Brokers Limited (FRN 164785) is an AR of First Complete Limited (FRN 435779). When you use Insurance First Brokers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Insurance First Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Insurance First Brokers’ phone number and website?
The FCA register lists the phone number 01206 731806 and the website epmfsl.co.uk for Insurance First Brokers. If you were given different contact details, use these to check with the firm before going any further.
Is Insurance First Brokers a scam or clone?
Insurance First Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Insurance First Brokers?
Protection works through First Complete Limited, the principal firm responsible for Insurance First Brokers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Insurance First Brokers?
Insurance First Brokers is owned by Group First Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Insurance First Brokers?
Companies House lists 4 directors of Insurance First Brokers: Ian Michael Bush, Jeremy Paul Gibson, Mayank Prakash and Liam James Morrissey.
How long has Insurance First Brokers been in business?
The company was formed on 28 September 1987.
Does Insurance First Brokers use any other names?
It trades as Profit Armour. It has previously used 2 other names: Elms Price Maston Financial Services Ltd and Investments First Ltd.

Sources and links

The full report on Insurance First Brokers Limited

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