James Savage

Reference number: 830366

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Appointed representative

James Savage does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Cornerstone Finance Group Ltd Reference number: 767202 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • James Savage (FRN 830366) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use James Savage's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from James Savage, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jsavagefinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 07875 017687 is
  • Who else gives the postcode TR7 3EH
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • J Savage Financial Trading name
  • Cheap Mortgage Quotes Former trading name
  • CMQ Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

James Savage’s history from the FCA register and Companies House, newest first.

Key events (1) All events (6)

2019

9 January 2019

  • Became an appointed representative

FCA register

In the full report: all 6 events

  • All 6 events in its history (1 shown here)
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Firms connected to James Savage

Other FCA-listed firms that share a director, phone number or address with James Savage. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like James Savage

Other firms of the same type (mortgage adviser or broker), nearest first.

In Newquay

James William & Co Capital LtdNewquayAppointed representativeLaura Rickard Mortgages LimitedNewquayAuthorised

In the Truro (TR) postcode area

Hume Associates Mortgage Services LimitedTruroAppointed representativeMoncton Financial Consultants LtdSt. IvesAppointed representativeStuart HarveyRedruthAppointed representativeTaylor-Made Mortgages (Cornwall) LimitedHelstonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on James Savage

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is James Savage FCA authorised?
James Savage (FRN 830366) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for James Savage?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. James Savage (FRN 830366) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use James Savage's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from James Savage, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is James Savage’s phone number and website?
The FCA register lists the phone number 07875 017687 and the website jsavagefinancial.co.uk for James Savage. If you were given different contact details, use these to check with the firm before going any further.
Is James Savage a scam or clone?
James Savage is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with James Savage?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for James Savage's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does James Savage use any other names?
It trades as J Savage Financial. It has previously used 2 other names: Cheap Mortgage Quotes and CMQ.

Sources and links

The full report on James Savage

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