Kensington Mortgage Company Limited

Reference number: 310336

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kensingtonmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 300 0921 is
  • Who else gives the postcode SL7 1YL
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Acenden Trading name
  • Kensington Trading name
  • Kensington Mortgages Trading name
  • KMC Trading name
  • New Street Trading name
  • New Street Mortgages Trading name
  • Kensington Insurance Services Former trading name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Acting as a CBTL administrator
  • Acting as a CBTL arranger
  • Acting as a CBTL lender
  • Administering a regulated mortgage contract
  • Arranging (bringing about) regulated mortgage contracts
  • Dealing in investments as principal
  • Entering into a regulated mortgage contract as lender

FCA disciplinary action

FCA action

fine
1
in fines
£1.23m
most recent
April 2010
  • Fined £1.23m on 13 April 2010
    On 12 April 2010 the Financial Services Authority ('the FSA') imposed a financial penalty of £1.225 million on Kensington Mortgage Company Limited ('Kensington') for breaches of Principle 3 (Management and Control) and Principle 6 (Customers' interests). Kensington failed to establish and maintain a clear and appropriate apportionment of significant influence responsibilities among its directors and senior managers and failed to establish and maintain sufficient oversight of its processes and procedures. In addition, Kensington failed to pay due regard to the interests of certain of its customers and treat them fairly in handling its mortgage arrears and repossessions activities and applied charges to customers' accounts that were unfair and/or excessive. The FSA's action took effect on 12 April 2010, and a copy of the Final Notice, which sets out the reason for the action, is displayed on the FSA's web site and can be accessed.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03049877
Company status
Active
Company type
Private limited company
Incorporated
26 April 1995 (31 years old)
Registered office
Kensington Mortgage Company Ltd, 2nd Floor Marlow International, Parkway, Marlow, SL7 1YL, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Keith Jary Director Jun 1963 1 Mar 2023 15 other companies
Simon Richard Betteridge Director Mar 1979 1 Jul 2024 1 other company
Allison Buckley Director Dec 1971 1 Feb 2025 1 other company
Robert Albert Joseph Swaak Director Oct 1960 1 Nov 2025 1 other company
Helen Sarah Hunter Director Jan 1975 14 May 2026 2 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
7
went insolvent
1

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 2 on the FCA register, including one no longer authorised
  • The 1 company these 5 directors run together
  • All 42 people who have ever been directors, with their dates
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Key dates in its history

Kensington Mortgage Company’s history from the FCA register and Companies House, newest first.

Key events (10) All events (101)

2023

1 March 2023

  • Barclays Bank UK PLC took control (75–100% of shares)
  • Khl Mortgage Services Limited gave up control

Companies House

2020

12 March 2020

  • Khl Mortgage Services Limited took control (75–100% of shares)
  • The Northview Group Limited gave up control

Companies House

2016

6 April 2016

  • The Northview Group Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2010

13 April 2010

  • Fined £1.23m by the FCA

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1995

26 April 1995

  • Incorporated at Companies House

Companies House

In the full report: all 101 events

  • All 101 events in its history (10 shown here)
  • Every director appointment and resignation: 80
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Firms connected to Kensington Mortgage Company

Other FCA-listed firms that share a director, phone number or address with Kensington Mortgage Company. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
past link
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Kensington Mortgage Company

Other firms of the same type (mortgage lender), nearest first.

In the Slough (SL) postcode area

The Tavistock Partnership LimitedAscotAuthorised

Elsewhere in the UK

Yorkshire Bank Home Loans LimitedNewcastle-upon-TyneAuthorisedAviva Equity Release UK LimitedYorkAuthorisedAdmiral Financial Services LimitedCardiffAuthorisedLegal & General Home Finance LimitedSolihullAuthorisedPrudential Lifetime Mortgages LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kensington Mortgage Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 101 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Kensington Mortgage Company Limited FCA authorised?
Yes, Kensington Mortgage Company Limited (FRN 310336) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage lender. The FCA has placed no limits on its permissions.
What is Kensington Mortgage Company’s phone number and website?
The FCA register lists the phone number 0333 300 0921 and the website kensingtonmortgages.co.uk for Kensington Mortgage Company. If you were given different contact details, use these to check with the firm before going any further.
Is Kensington Mortgage Company a scam or clone?
Kensington Mortgage Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kensington Mortgage Company?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Kensington Mortgage Company to the Financial Ombudsman Service, free of charge.
Who owns Kensington Mortgage Company?
Kensington Mortgage Company is owned by Barclays Bank UK PLC, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 March 2023. Before that, it was controlled by The Northview Group Limited and Khl Mortgage Services Limited.
Who runs Kensington Mortgage Company?
Companies House lists 5 directors of Kensington Mortgage Company: Michael Keith Jary, Simon Richard Betteridge, Allison Buckley, Robert Albert Joseph Swaak and Helen Sarah Hunter.
How long has Kensington Mortgage Company been in business?
The company was formed on 26 April 1995, and has held its current FCA authorisation since October 2004.
Has the FCA taken action against Kensington Mortgage Company?
Yes. The FCA register records 1 fine in 2010, £1.23m in total. The details are in the disciplinary section above, with links to the FCA's notices.
Does Kensington Mortgage Company use any other names?
It trades as Acenden, Kensington, Kensington Mortgages, KMC and New Street, and 1 more names. It has previously used the name Kensington Insurance Services.

Sources and links

The full report on Kensington Mortgage Company Limited

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