Key Currency Limited
Reference number: 753989
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
Suite 1, CMA House, Newham Road, Truro, Cornwall, TR1 2SU, United Kingdom
In the full report: 3 background checks
- When keycurrency.co.uk first appeared online, and whether it can receive email
- What kind of line 01872 487500 is
- Who else gives the postcode TR1 2SU
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
- 6. Money remittance.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09603083 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 May 2015 (11 years old)
- Registered office
- 42 Lytton Road, Barnet, EN5 5BY, United Kingdom
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Clive John Cooke | Director | Jan 1958 | 21 May 2015 | 1 other company |
| Andrew John Gibson | Director | May 1972 | 1 Oct 2016 | None |
| James Stuart Pinkney | Director | Mar 1973 | 1 Oct 2016 | 7 other companies |
| Jonathan Christopher Pinkney | Director | Jan 1970 | 1 Oct 2016 | 7 other companies |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 13
- closed down
- 9
- run together
- 2
In the full report: all 13 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 companies these 4 directors run together
Filed accounts and finances
Turnover
£20.9m
+22% from £17.1m
Profit before tax
£9.17m
+17% from £7.81m
Net assets
£1.92m
+125% from £852k
Cash at bank
£19.5m
−13% from £22.3m
* Cash at bank usually includes customers’ money.
Turnover and profit
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Figures from the year to 31 May 2024 are for the group: the company and the businesses it owns. Earlier years are the company’s own accounts, from before it had a group.
The figures for the year to 31 December 2025 were read from the printed accounts, because the filing does not tag them in a form that can be read automatically. They were checked against the accounts’ own totals.
Accounts filed at Companies House for company 09603083. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Key Currency’s history from the FCA register and Companies House, newest first.
2024
1 May 2024
- Andrew John Gibson stopped being a part-owner
- James Stuart Pinkney stopped being a part-owner
- Jonathan Christopher Pinkney stopped being a part-owner
- Key Currency Trustee Limited took control (75–100% of shares)
Companies House
2018
25 April 2018
- Became an authorised payment institution
FCA register
2016
1 October 2016
- Andrew John Gibson became a part-owner (25–50% of shares)
- James Stuart Pinkney became a part-owner (25–50% of shares)
- Jonathan Christopher Pinkney became a part-owner (25–50% of shares)
Companies House
22 September 2016
- Regulated by the FCA from this date
FCA register
1 September 2016
- Supervised by HMRC under the money laundering rules from this date
FCA register
2015
21 May 2015
- Incorporated at Companies House
Companies House
In the full report: all 15 events
- All 15 events in its history (11 shown here)
- Every director appointment and resignation: 4
Firms connected to Key Currency
Other FCA-listed firms that share a director, phone number or address with Key Currency. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Key Currency
Other firms of the same type (payment or money transfer firm), nearest first.
In the Truro (TR) postcode area
Elsewhere in the UK
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Key Currency
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 13 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 15 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Key Currency Limited FCA authorised?
What is Key Currency’s phone number and website?
Is Key Currency a scam or clone?
Is my money safe with Key Currency?
Who owns Key Currency?
Who runs Key Currency?
How long has Key Currency been in business?
What do Key Currency’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk