Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Pz360 St. Marys Terrace, Penzance, Cornwall, TR18 4DZ, United Kingdom
In the full report: 2 background checks
- What kind of line 01736 335250 is
- Who else gives the postcode TR18 4DZ
Other names (2)
If you were contacted under any of these names, it is this firm.
- Redpin Trading name: A name it trades under now.
- TorFX Trading name: A name it trades under now.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- g) Execution of payment transactions via telecoms, IT system or network operator
- h) Issuing Electronic Money
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05193147 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 July 2004 (22 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Arnaud Loiseau | Director | Jun 1975 | 31 Jan 2023 | 3 other companies |
| Elena Stefani | Director | Jun 1973 | 25 Jun 2025 | 10 other companies |
| Yoav Flam | Director | Nov 1974 | 27 Oct 2025 | None |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 10
- still active
- 10
- is FCA-registered
- 1
In the full report: all 10 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 3 companies these 3 directors run together
- All 16 people who have ever been directors, with their dates
Key dates in its history
Tor Currency Exchange’s history from the FCA register and Companies House, newest first.
2025
6 November 2025
- Arnaud Loiseau no longer has significant control
Companies House
6 May 2025
- Neil Cooper no longer has significant control
Companies House
2023
31 July 2023
- Jonanthan Beddell no longer has significant control
Companies House
31 January 2023
- Arnaud Loiseau gained significant control
Companies House
2018
23 March 2018
- Became an authorised e-money institution
FCA register
2017
16 June 2017
- Regulated by the FCA from this date
FCA register
10 June 2017
- Neil Cooper gained significant control
Companies House
2016
6 April 2016
- David James Miles gained significant control
- David James Miles no longer has significant control
- Jonanthan Beddell gained significant control
- Keith Nigel Hatton gained significant control
- Keith Nigel Hatton no longer has significant control
- Leonidas Markides gained significant control
- Leonidas Markides no longer has significant control
- Nigel John Fox gained significant control
- Nigel John Fox no longer has significant control
- Redpin Holdings Limited took control (75–100% of shares)
- Tracy Jackson gained significant control
- Tracy Jackson no longer has significant control
Companies House
2004
29 July 2004
- Incorporated at Companies House
Companies House
In the full report: all 53 events
- All 53 events in its history (20 shown here)
- Every director appointment and resignation: 31
Firms connected to Tor Currency Exchange
Other FCA-listed firms that share a director, phone number or address with Tor Currency Exchange. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like Tor Currency Exchange
Other firms of the same type (payment or money transfer firm), nearest first.
In the Truro (TR) postcode area
Elsewhere in the UK
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Tor Currency Exchange
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 10 other companies its directors have run, named
- 2 background checks on its contact details
- All 53 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk