Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 18 years
- Protected through the principal
- No FCA actions
- Active company since 2009
- Accounts filed up to 31 March 2026
Responsible principal firm
The On-Line Partnership Limited Reference number: 192638 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- LGM Insurance Services LLP (FRN 480721) is an AR of The On-Line Partnership Limited (FRN 192638). When you use LGM Insurance Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from LGM Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
LGM House, Church Lane Estate, Church Lane, Plummers Plain, Horsham, West Sussex, RH13 6LU, United Kingdom
In the full report: 2 background checks
- What kind of line 01403 891444 is
- Who else gives the postcode RH13 6LU
Other names (2)
If you were contacted under any of these names, it is this firm.
- LGM Trading name: A name it trades under now.
- LGM Financial Planning Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- OC346072 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Limited liability partnership
- Incorporated
- 2 June 2009 (17 years old)
- Registered office
- Lgm House Church Lane Estate, Plummers Plain, Horsham, West Sussex, RH13 6LU
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Paul Mark Overington | LLP designated member | Jan 1966 | 2 Jun 2009 | 1 other company |
| Richard Charles Watts | LLP designated member | Aug 1962 | 2 Jun 2009 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Employees (average)
0
Same as 0
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company OC346072. Figures are exactly as filed; nothing is estimated.
Key dates in its history
LGM Insurance Services’s history from the FCA register and Companies House, newest first.
2025
31 March 2025
- Nicholas Derek Hyder no longer has significant control
Companies House
2016
1 June 2016
- Nicholas Derek Hyder gained significant control
- Paul Mark Overington gained significant control
- Richard Charles Watts gained significant control
Companies House
2009
3 August 2009
- Changed its registered name from "LGM Financial Planning Limited"
FCA register
2 June 2009
- Incorporated at Companies House
Companies House
2008
25 March 2008
- Became an appointed representative
FCA register
In the full report: all 12 events
- All 12 events in its history (7 shown here)
- Every director appointment and resignation: 4
Firms connected to LGM Insurance Services
Other FCA-listed firms that share a director, phone number or address with LGM Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like LGM Insurance Services
Other firms of the same type (insurance broker), nearest first.
In Horsham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on LGM Insurance Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 12 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk