Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 1980
- Accounts filed up to 30 September 2025
Responsible principal firm
EQUINE AND LIVESTOCK INSURANCE COMPANY LIMITED (THE) Reference number: 202748 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Lifestyle Policy Limited (FRN 920942) is an AR of EQUINE AND LIVESTOCK INSURANCE COMPANY LIMITED (THE) (FRN 202748). When you use Lifestyle Policy's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Lifestyle Policy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Thorpe Underwood Hall, Ouseburn, York, North Yorkshire, YO26 9SS, United Kingdom
In the full report: 2 background checks
- What kind of line 0330 024 2416 is
- Who else gives the postcode YO26 9SS
Other names (1)
If you were contacted under any of these names, it is this firm.
- The Insurance Emporium Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Equine and Livestock Insurance Company Limited (The), the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 01489652 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 April 1980 (46 years old)
- Registered office
- Thorpe Underwood Hall, Ouseburn, York, North Yorkshire, YO26 9SS, United Kingdom
- Nature of business
-
- Other service activities not elsewhere classified (SIC 96090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Christopher James Hall | Director | Apr 1969 | 24 Jan 2020 | 40 other companies |
| Amy Katherine Martin | Director | Dec 1983 | 24 Jan 2020 | 44 other companies |
| Francis David Martin | Director | Apr 1967 | 24 Jan 2020 | 43 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 48
- closed down
- 24
- are FCA-registered
- 2
In the full report: all 48 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 42 companies these 3 directors run together
- All 7 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£9.42m
−7.2% from £10.2m
Profit before tax
−£263k
Down £21.9k from −£241k
Net assets
£1.88m
−51% from £3.87m
Cash at bank
£5.33m
−8.6% from £5.83m
Turnover and profit
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 01489652. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Lifestyle Policy’s history from the FCA register and Companies House, newest first.
2020
10 February 2020
- Became an appointed representative
FCA register
2019
27 March 2019
- Elizabeth Martin became the majority owner (50–75% of shares)
- The Collegiate Formation Ltd gave up control
Companies House
2016
6 April 2016
- The Collegiate Formation Ltd took control (75–100% of shares)
Companies House
1980
8 April 1980
- Incorporated at Companies House
Companies House
In the full report: all 21 events
- All 21 events in its history (5 shown here)
- Every director appointment and resignation: 15
Firms connected to Lifestyle Policy
Other FCA-listed firms that share a director, phone number or address with Lifestyle Policy. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
- share its postcode
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Lifestyle Policy
Other firms of the same type (insurance broker), nearest first.
In York
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Lifestyle Policy
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 48 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 21 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk