Logical Mortgage Solutions Limited

Reference number: 997305

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Logical Mortgage Solutions Limited (FRN 997305) is an AR of First Complete Limited (FRN 435779). When you use Logical Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Logical Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    023 9381 0925

  • Address

    15 Barfoot Close, Waterlooville, Hampshire, PO7 3DS, United Kingdom

In the full report: 2 background checks

  • What kind of line 023 9381 0925 is
  • Who else gives the postcode PO7 3DS
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
31 January 2023 (3 years old)
Registered office
4 Capricorn Centre, Cranes Farm Road, Basildon, Essex, SS14 3JJ, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Robin Axtell Director Jun 1992 31 Jan 2023 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 January 2026Abridged accountsNot audited

Net assets

£251

No earlier figure to compare

Cash at bank

£12.7k

+1.2% from £12.6k

Employees (average)

1

Same as 1

Owed within a year

£12.8k

+34% from £9,577

Total equity

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14628775. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Logical Mortgage Solutions’s history from the FCA register and Companies House, newest first.

2023

5 June 2023

  • Became an appointed representative
  • Began trading as "Logical Mortgage Solutions"

FCA register

31 January 2023

  • Incorporated at Companies House
  • Michael Robin Axtell took control (75–100% of shares)
  • Michael Robin Axtell appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Logical Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Waterlooville

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Logical Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Logical Mortgage Solutions Limited FCA authorised?
Logical Mortgage Solutions Limited (FRN 997305) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Logical Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Logical Mortgage Solutions Limited (FRN 997305) is an AR of First Complete Limited (FRN 435779). When you use Logical Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Logical Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Logical Mortgage Solutions’ phone number?
The FCA register lists the phone number 023 9381 0925 for Logical Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Logical Mortgage Solutions a scam or clone?
Logical Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Logical Mortgage Solutions?
Protection works through First Complete Limited, the principal firm responsible for Logical Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Logical Mortgage Solutions?
Companies House lists one person with significant control of Logical Mortgage Solutions: Mr Michael Robin Axtell (75–100% of shares).
Who runs Logical Mortgage Solutions?
Companies House lists one director of Logical Mortgage Solutions: Michael Robin Axtell.
How long has Logical Mortgage Solutions been in business?
The company was formed on 31 January 2023.
What do Logical Mortgage Solutions’ latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £251 (no earlier figure to compare) and cash at bank of £12.7k (+1.2% from £12.6k).

Sources and links

The full report on Logical Mortgage Solutions Limited

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