Mortgage Oasis Limited
Reference number: 743951
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 10 years
- Protected through the principal
- No FCA actions
- Active company since 2016
- Accounts filed up to 30 April 2026
- 1 thing worth a closer look in the background checks
Responsible principal firm
The Right Mortgage Limited Reference number: 649443 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- MORTGAGE OASIS LIMITED (FRN 743951) is an AR of The Right Mortgage Limited (FRN 649443). When you use MORTGAGE OASIS's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from MORTGAGE OASIS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
422 Milton Road, Cowplain, Waterlooville, Hampshire, PO8 8LD, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When mortgage-oasis.com first appeared online, and whether it can receive email
- What kind of line 023 9217 0670 is
- Who else gives the postcode PO8 8LD
Other names (1)
If you were contacted under any of these names, it is this firm.
- Melanie Tracey Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10100858 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 April 2016 (10 years old)
- Registered office
- 422 Milton Road, Cowplain, Waterlooville, Hampshire, PO8 8LD, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Melanie Tracey | Director | Sep 1988 | 4 Apr 2016 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- Both people who have been directors, with their dates
Filed accounts and finances
Profit before tax
£74.1k
Not compared: the previous accounts cover a different length of time
Net assets
£60.7k
−11% from £68.2k
Cash at bank
£28.8k
−34% from £43.5k
Employees (average)
6
−14% from 7
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10100858. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mortgage Oasis’s history from the FCA register and Companies House, newest first.
2023
10 July 2023
- Nathan Ian John Tracey stopped being a part-owner
Companies House
2022
31 January 2022
- Changed its registered name from "Melanie Tracey"
FCA register
2016
13 April 2016
- Became an appointed representative
FCA register
6 April 2016
- Melanie Tracey took control (75–100% of shares)
- Nathan Ian John Tracey became a part-owner (25–50% of shares)
Companies House
4 April 2016
- Incorporated at Companies House
Companies House
In the full report: all 11 events
- All 11 events in its history (6 shown here)
- Every director appointment and resignation: 3
Firms like Mortgage Oasis
Other firms of the same type (mortgage adviser or broker), nearest first.
In Waterlooville
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mortgage Oasis
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 11 events in its history
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Frequently asked questions about this firm
Is Mortgage Oasis Limited FCA authorised?
What does appointed representative mean for Mortgage Oasis?
What is Mortgage Oasis’ phone number and website?
Is Mortgage Oasis a scam or clone?
Is my money safe with Mortgage Oasis?
Who owns Mortgage Oasis?
Who runs Mortgage Oasis?
How long has Mortgage Oasis been in business?
What do Mortgage Oasis’ latest accounts show?
Does Mortgage Oasis use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk