more 2 life Ltd

Reference number: 459669

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When more2life.co.uk first appeared online, and whether it can receive email
  • What kind of line 0345 415 0150 is
  • Who else gives the postcode PR2 9ZH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Senior Home Loans Ltd Former name
  • Standard Life Home Finance Former trading name

FCA permissions and consumer protection

  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Administering a home reversion plan
  • Administering a regulated mortgage contract
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) regulated mortgage contracts
  • Entering into a regulated mortgage contract as lender
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05390268
Company status
Active
Company type
Private limited company
Incorporated
11 March 2005 (21 years old)
Registered office
Baines House Midgery Court, Fulwood, Preston, PR2 9ZH
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
David Michael Harris Director Mar 1967 18 Sep 2013 16 other companies
Simon Christopher Thompson Director Nov 1972 11 Mar 2014 35 other companies
Stephen James Groves Director Jan 1975 26 Sep 2018 44 other companies
Lukas Martin Bucher Director Nov 1976 26 Sep 2018 4 other companies
Andrew David Deakin Director Mar 1973 26 Sep 2018 8 other companies
David Thomas Mcaree Young Director Jun 1961 26 Sep 2018 42 other companies
Jane Anne Kennedy Director Feb 1963 8 Jul 2024 20 other companies
James Tristan Perkin Director Sep 1980 28 Jan 2026 27 other companies

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
139
closed down
41
went insolvent
1

In the full report: all 139 companies, named

  • What each company does, and whether it is still trading
  • Which of these 8 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 18 on the FCA register
  • The 34 companies these 8 directors run together
  • All 18 people who have ever been directors, with their dates
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Key dates in its history

More 2 life’s history from the FCA register and Companies House, newest first.

Key events (6) All events (39)

2016

6 April 2016

  • Krs Finance Ltd took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

15 October 2007

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2006

4 December 2006

  • Changed its registered name from "Senior Home Loans Ltd"

FCA register

2005

11 March 2005

  • Incorporated at Companies House

Companies House

In the full report: all 39 events

  • All 39 events in its history (6 shown here)
  • Every director appointment and resignation: 28
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Firms connected to more 2 life

Other FCA-listed firms that share a director, phone number or address with more 2 life. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
6
share its postcode
5

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (6), the same postcode (5)
  • Who links each one: the named directors, with dates
  • 6 past links through former directors
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Firms like more 2 life

Other firms of the same type (mortgage lender), nearest first.

Elsewhere in the UK

Yorkshire Bank Home Loans LimitedNewcastle-upon-TyneAuthorisedAviva Equity Release UK LimitedYorkAuthorisedAdmiral Financial Services LimitedCardiffAuthorisedLegal & General Home Finance LimitedSolihullAuthorisedPrudential Lifetime Mortgages LimitedLondonAuthorisedLV Equity Release LimitedBournemouthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on more 2 life

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 139 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 39 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is more 2 life Ltd FCA authorised?
Yes, more 2 life Ltd (FRN 459669) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2007 and works as a mortgage lender. The FCA has placed no limits on its permissions.
What is more 2 life’s phone number and website?
The FCA register lists the phone number 0345 415 0150 and the website more2life.co.uk for more 2 life. If you were given different contact details, use these to check with the firm before going any further.
Is more 2 life a scam or clone?
more 2 life is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with more 2 life?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about more 2 life to the Financial Ombudsman Service, free of charge.
Who owns more 2 life?
more 2 life is owned by Krs Finance Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs more 2 life?
Companies House lists 8 directors of more 2 life: David Michael Harris, Simon Christopher Thompson, Stephen James Groves, Lukas Martin Bucher, Andrew David Deakin, David Thomas McAree Young and 2 more.
How long has more 2 life been in business?
The company was formed on 11 March 2005, and has held its current FCA authorisation since October 2007.
Does more 2 life use any other names?
It has previously used 2 other names: Senior Home Loans Ltd and Standard Life Home Finance.

Sources and links

The full report on more 2 life Ltd

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