Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 July 2025
Responsible principal firm
The Lending Channel Ltd Reference number: 626787 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Mortgage Haven UK Limited (FRN 1059172) is an AR of The Lending Channel Ltd (FRN 626787). When you use Mortgage Haven UK's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Mortgage Haven UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
3 Hill Street, Third Floor, Edinburgh, EH2 3JP, United Kingdom
In the full report: 2 background checks
- What kind of line 07976 401208 is
- Who else gives the postcode EH2 3JP
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Lending Channel Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC774863 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 July 2023 (3 years old)
- Registered office
- 3 Hill Street, Third Floor, Edinburgh, EH2 3JP, United Kingdom
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Cameron James Hughes | Director | Nov 1991 | 5 Jul 2023 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£1,364
+30% from £1,047
Employees (average)
1
Same as 1
No turnover or profit for the year to 31 July 2025: the accounts print them but do not tag them. The last tagged figures are £12.5k turnover and −£157 profit, for the year to 31 July 2024.
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company SC774863. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mortgage Haven UK’s history from the FCA register and Companies House, newest first.
2026
6 August 2026
- Became an appointed representative
FCA register
2023
5 July 2023
- Incorporated at Companies House
- Cameron James Hughes took control (75–100% of shares)
- Cameron James Hughes appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Mortgage Haven UK
Other FCA-listed firms that share a director, phone number or address with Mortgage Haven UK. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share its postcode
- 4
In the full report: all 4 connected firms, named
- How each is linked: the same postcode (4)
- Who links each one: the named directors, with dates
Firms like Mortgage Haven UK
Other firms of the same type (insurance broker), nearest first.
In Edinburgh
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mortgage Haven UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 4 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Mortgage Haven UK Limited FCA authorised?
What does appointed representative mean for Mortgage Haven UK?
What is Mortgage Haven UK’s phone number?
Is Mortgage Haven UK a scam or clone?
Is my money safe with Mortgage Haven UK?
Who owns Mortgage Haven UK?
Who runs Mortgage Haven UK?
How long has Mortgage Haven UK been in business?
What do Mortgage Haven UK’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk