Napier Sterling Wealth Limited

Reference number: 986216

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

OPUS Independent Financial Planning Limited Reference number: 529492 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Napier Sterling Wealth Limited (FRN 986216) is an AR of OPUS Independent Financial Planning Limited (FRN 529492). When you use Napier Sterling Wealth's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Napier Sterling Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    +44 012 123 544 034

  • Address

    10-11 Great Turnstile, London, WC1V 7JU, United Kingdom

In the full report: 2 background checks

  • What kind of line +44 012 123 544 034 is
  • Who else gives the postcode WC1V 7JU
Instant PDF download
Other names (3)

If you were contacted under any of these names, it is this firm.

  • Core Private Wealth Trading name
  • Core Professional Advisory Limited Former name
  • Napier Private Wealth Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through OPUS Independent Financial Planning Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14435971
Company status
Active
Company type
Private limited company
Incorporated
21 October 2022 (4 years old)
Registered office
10-11 Great Turnstile, London, WC1V 7JU, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Benjamin James Rees Director Mar 1982 12 Mar 2024 26 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
26
closed down
13
are FCA-registered
3

In the full report: all 26 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • All 2 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£34.0k

Up £117k from −£82.5k

Employees (average)

0

Same as 0

Owed within a year

£17.9k

Up £17.9k from £0

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14435971. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Napier Sterling Wealth’s history from the FCA register and Companies House, newest first.

Key events (11) All events (15)

2026

28 July 2026

  • Changed its registered name from "Napier Private Wealth Limited"

FCA register

10 March 2026

  • Amru Consultancy Limited became a part-owner (25–50% of shares)
  • Jsm Capital Limited became a part-owner (25–50% of shares)
  • Napier Capital Partners Limited gave up control

Companies House

2024

12 March 2024

  • Board replaced: its only director left and a new director took over

Companies House

2023

13 November 2023

  • Napier Capital Partners Limited took control (75–100% of shares)
  • Opus Independent Financial Planning Limited gave up control

Companies House

9 November 2023

  • Changed its registered name from "Core Professional Advisory Limited"

FCA register

2022

28 October 2022

  • Became an appointed representative

FCA register

21 October 2022

  • Incorporated at Companies House
  • Opus Independent Financial Planning Limited took control (75–100% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (11 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms connected to Napier Sterling Wealth

Other FCA-listed firms that share a director, phone number or address with Napier Sterling Wealth. A link shows who the firm is tied to, not whether either can be trusted.

past links
3

In the full report: all 0 connected firms, named

  • 3 past links through former directors
Instant PDF download

Firms like Napier Sterling Wealth

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeMagellan Investment Partners (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Napier Sterling Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 26 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 15 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Napier Sterling Wealth Limited FCA authorised?
Napier Sterling Wealth Limited (FRN 986216) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Napier Sterling Wealth?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Napier Sterling Wealth Limited (FRN 986216) is an AR of OPUS Independent Financial Planning Limited (FRN 529492). When you use Napier Sterling Wealth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Napier Sterling Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Napier Sterling Wealth’s phone number?
The FCA register lists the phone number +44 012 123 544 034 for Napier Sterling Wealth. If you were given different contact details, use these to check with the firm before going any further.
Is Napier Sterling Wealth a scam or clone?
Napier Sterling Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Napier Sterling Wealth?
Protection works through OPUS Independent Financial Planning Limited, the principal firm responsible for Napier Sterling Wealth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Napier Sterling Wealth?
Companies House lists 2 people with significant control of Napier Sterling Wealth: Jsm Capital Limited (25–50% of shares) and Amru Consultancy Limited (25–50% of shares). Before that, it was controlled by Opus Independent Financial Planning Limited and Napier Capital Partners Limited.
Who runs Napier Sterling Wealth?
Companies House lists one director of Napier Sterling Wealth: Benjamin James Rees.
How long has Napier Sterling Wealth been in business?
The company was formed on 21 October 2022.
What do Napier Sterling Wealth’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £34.0k (up £117k from −£82.5k).
Does Napier Sterling Wealth use any other names?
It trades as Core Private Wealth. It has previously used 2 other names: Core Professional Advisory Limited and Napier Private Wealth Limited.

Sources and links

The full report on Napier Sterling Wealth Limited

£19.99 · Instant PDF download

Loading secure checkout…