National Federation of Occupational Pensioners

Reference number: 1032405

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

CIVIL SERVICE INSURANCE SOCIETY(THE) Reference number: 304151 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • National Federation of Occupational Pensioners (FRN 1032405) introduces customers to CIVIL SERVICE INSURANCE SOCIETY(THE) (FRN 304151). Any regulated advice or arranging is done by the principal, not National Federation of Occupational Pensioners.
  • Example: if National Federation of Occupational Pensioners refers you to a financial adviser, the advice should come from the principal firm, not from National Federation of Occupational Pensioners itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When nfop.org.uk first appeared online, and whether it can receive email
  • What kind of line 01582 721652 is
  • Who else gives the postcode LU4 8FE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Civil Service Insurance Society (The), the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Similar firms

Other firms of the same type (insurance broker), nearest first.

In Luton

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is National Federation of Occupational Pensioners FCA authorised?
National Federation of Occupational Pensioners (FRN 1032405) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for National Federation of Occupational Pensioners?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. National Federation of Occupational Pensioners (FRN 1032405) introduces customers to CIVIL SERVICE INSURANCE SOCIETY(THE) (FRN 304151). Any regulated advice or arranging is done by the principal, not National Federation of Occupational Pensioners. Example: if National Federation of Occupational Pensioners refers you to a financial adviser, the advice should come from the principal firm, not from National Federation of Occupational Pensioners itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is National Federation of Occupational Pensioners’ phone number and website?
The FCA register lists the phone number 01582 721652 and the website nfop.org.uk for National Federation of Occupational Pensioners. If you were given different contact details, use these to check with the firm before going any further.
Is National Federation of Occupational Pensioners a scam or clone?
National Federation of Occupational Pensioners is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with National Federation of Occupational Pensioners?
Protection works through Civil Service Insurance Society (The), the principal firm responsible for National Federation of Occupational Pensioners's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on National Federation of Occupational Pensioners

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