On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
Bushes, Wind Hill,, Magdalen Laver, Essex, CM5 0DS, United Kingdom
In the full report: 1 background check
- Who else gives the postcode CM5 0DS
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Show FCA detail (4 permissions)
- Acting as a CBTL administrator
- Acting as a CBTL Administrator
- Acting as a CBTL lender
- Acting as a CBTL Lender
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16441346 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 9 May 2025 (1 year old)
- Registered office
- Bushes, Wind Hill, Magdalen Laver, Essex, CM5 0DS, United Kingdom
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Robert George Ellice | Director | Mar 1975 | 9 May 2025 | 35 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 35
- closed down
- 16
- is FCA-registered
- 1
In the full report: all 35 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
Key dates in its history
Next Chapter Finance’s history from the FCA register and Companies House, newest first.
2025
1 September 2025
- Registered with the FCA
FCA register
9 May 2025
- Incorporated at Companies House
- Ellice Holdings Limited took control (75–100% of shares)
- Robert George Ellice appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Next Chapter Finance
Other FCA-listed firms that share a director, phone number or address with Next Chapter Finance. A link shows who the firm is tied to, not whether either can be trusted.
- past link
- 1
In the full report: all 0 connected firms, named
- 1 past link through former directors
Firms like Next Chapter Finance
Other firms of the same type (mortgage lender), nearest first.
Elsewhere in the UK
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Next Chapter Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 35 other companies its directors have run, named
- 1 background check on its contact details
- All 4 events in its history
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Frequently asked questions about this firm
Is Next Chapter Finance Limited FCA authorised?
Is Next Chapter Finance a scam or clone?
Is my money safe with Next Chapter Finance?
Who owns Next Chapter Finance?
Who runs Next Chapter Finance?
How long has Next Chapter Finance been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk