Oakley Protection Services Limited

Reference number: 988482

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • OAKLEY PROTECTION SERVICES LIMITED (FRN 988482) is an AR of KENSINGTON INSURANCE BROKERS LIMITED (FRN 445714). When you use OAKLEY PROTECTION SERVICES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from OAKLEY PROTECTION SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When oakleyprotection.co.uk first appeared online, and whether it can receive email
  • What kind of line 01206 975189 is
  • Who else gives the postcode CO6 3JP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • OAKLEY SERVICES (COLCHESTER) LIMITED Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Kensington Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 May 2022 (4 years old)
Registered office
Armoury House West Bergholt, West Bergholt, Colchester, Essex, CO6 3JP, United Kingdom
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Tanya Oakley Director Dec 1977 5 May 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

−£13.3k

Up £1,581 from −£14.9k

Cash at bank

£2,348

Up £1,805 from £543

Employees (average)

1

Same as 1

Net assets are negative: on its last balance sheet the company owed £13.3k more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14087550. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Oakley Protection Services’s history from the FCA register and Companies House, newest first.

2023

10 February 2023

  • Changed its registered name from "OAKLEY SERVICES (COLCHESTER) LIMITED"

FCA register

2022

8 December 2022

  • Became an appointed representative
  • Began trading as "Oakley Protection Services"

FCA register

5 May 2022

  • Incorporated at Companies House
  • Tanya Oakley took control (75–100% of shares)
  • Tanya Oakley appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Oakley Protection Services

Other FCA-listed firms that share a director, phone number or address with Oakley Protection Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Oakley Protection Services

Other firms of the same type (insurance broker), nearest first.

In Colchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oakley Protection Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Oakley Protection Services Limited FCA authorised?
Oakley Protection Services Limited (FRN 988482) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Oakley Protection Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Oakley Protection Services Limited (FRN 988482) is an AR of KENSINGTON INSURANCE BROKERS LIMITED (FRN 445714). When you use Oakley Protection Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Oakley Protection Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Oakley Protection Services’ phone number and website?
The FCA register lists the phone number 01206 975189 and the website oakleyprotection.co.uk for Oakley Protection Services. If you were given different contact details, use these to check with the firm before going any further.
Is Oakley Protection Services a scam or clone?
Oakley Protection Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Oakley Protection Services?
Protection works through Kensington Insurance Brokers Limited, the principal firm responsible for Oakley Protection Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Oakley Protection Services?
Companies House lists one person with significant control of Oakley Protection Services: Mrs Tanya Oakley (75–100% of shares).
Who runs Oakley Protection Services?
Companies House lists one director of Oakley Protection Services: Tanya Oakley.
How long has Oakley Protection Services been in business?
The company was formed on 5 May 2022.
What do Oakley Protection Services’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of −£13.3k (up £1,581 from −£14.9k) and cash at bank of £2,348 (up £1,805 from £543).
Does Oakley Protection Services use any other names?
It has previously used the name OAKLEY SERVICES (COLCHESTER) LIMITED.

Sources and links

The full report on Oakley Protection Services Limited

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