OBN Global Limited

Reference number: 830802

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When obnglobal.com first appeared online, and whether it can receive email
  • What kind of line 0345 009 9585 is
  • Who else gives the postcode TA1 2LP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cardstream Former trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • 3. Executing payment transactions (no credit line)
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.
  • 7. Payment initiation services
  • 8. Account information services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11044007
Company status
Active
Company type
Private limited company
Incorporated
2 November 2017 (8 years old)
Registered office
Birches Corner, Heron Gate, Taunton, TA1 2LP, United Kingdom
Nature of business
  • Data processing, hosting and related activities (SIC 63110)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam James Sharpe Director Sep 1984 2 Nov 2017 3 other companies
Daniel Huw Starr Director Feb 1964 16 Oct 2019 10 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
5
is FCA-registered
1

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

£200k

+3.3% from £194k

Employees (average)

3

−25% from 4

Owed within a year

£303k

+11% from £273k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11044007. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

OBN Global’s history from the FCA register and Companies House, newest first.

Key events (6) All events (12)

2022

31 October 2022

  • Adam Sharpe gave up control
  • Cardstream Holdings Limited took control (75–100% of shares)

Companies House

2020

2 January 2020

  • Regulated by the FCA from this date
  • Became an authorised payment institution

FCA register

2017

2 November 2017

  • Incorporated at Companies House
  • Adam Sharpe took control (75–100% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms connected to OBN Global

Other FCA-listed firms that share a director, phone number or address with OBN Global. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like OBN Global

Other firms of the same type (payment or money transfer firm), nearest first.

In Taunton

Membership Plans LimitedTauntonRegistered

Elsewhere in the UK

Uber Payments UK LimitedLondonAuthorisedeBay Commerce UK LtdAuthorisedWise Payments LimitedLondonAuthorisedHiFX Europe LimitedBracknellAuthorisedForisgfs UK LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on OBN Global

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is OBN Global Limited FCA authorised?
Yes, OBN Global Limited (FRN 830802) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2020 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is OBN Global’s phone number and website?
The FCA register lists the phone number 0345 009 9585 and the website obnglobal.com for OBN Global. If you were given different contact details, use these to check with the firm before going any further.
Is OBN Global a scam or clone?
OBN Global is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with OBN Global?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about OBN Global to the Financial Ombudsman Service, free of charge.
Who owns OBN Global?
OBN Global is owned by Cardstream Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 October 2022. Before that, it was controlled by Adam Sharpe.
Who runs OBN Global?
Companies House lists 2 directors of OBN Global: Adam James Sharpe and Daniel Huw Starr.
How long has OBN Global been in business?
The company was formed on 2 November 2017, and has held its current FCA authorisation since January 2020.
What do OBN Global’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £200k (+3.3% from £194k).
Does OBN Global use any other names?
It has previously used the name Cardstream.

Sources and links

The full report on OBN Global Limited

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