Paymentshield Services Limited

Reference number: 745326

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Paymentshield Services Limited (FRN 745326) is an AR of PAYMENTSHIELD LIMITED (FRN 312708). When you use Paymentshield Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Paymentshield Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01704 518511

  • Address

    Paymentshield House, Southport Business Park, Wight Moss Way, Southport, Merseyside, PR8 4HQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01704 518511 is
  • Who else gives the postcode PR8 4HQ
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Simple Home and Protect Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Paymentshield Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 April 2016 (10 years old)
Registered office
Southport Business Park, Wight Moss Way, Southport, PR8 4HQ, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Emma Jane Rawlinson Director Sep 1980 13 Apr 2023 36 other companies
Tushar Surendra Patel Director Oct 1972 1 Aug 2025 30 other companies
Christopher James Payne Secretary Not published 26 Jun 2024 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
36
closed down
5
are FCA-registered
14

In the full report: all 36 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 14 on the FCA register
  • The 30 companies these 2 directors run together
  • All 9 people who have ever been directors, with their dates
Instant PDF download

Key dates in its history

Paymentshield Services’s history from the FCA register and Companies House, newest first.

2019

13 November 2019

  • Board replaced: both directors left and 2 new directors took over

Companies House

8 February 2019

  • Lunar 101 Limited gave up control
  • Paymentshield Limited took control (75–100% of shares)

Companies House

2016

27 April 2016

  • Became an appointed representative

FCA register

8 April 2016

  • Incorporated at Companies House
  • Lunar 101 Limited took control (75–100% of shares)

Companies House

In the full report: all 23 events

  • All 23 events in its history (6 shown here)
  • Every director appointment and resignation: 16
Instant PDF download

Firms connected to Paymentshield Services

Other FCA-listed firms that share a director, phone number or address with Paymentshield Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12
share its postcode
2

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12), the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Paymentshield Services

Other firms of the same type (credit broker), nearest first.

In Southport

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Paymentshield Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 36 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 23 events in its history
  • 12 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Paymentshield Services Limited FCA authorised?
Paymentshield Services Limited (FRN 745326) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Paymentshield Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Paymentshield Services Limited (FRN 745326) is an AR of PAYMENTSHIELD LIMITED (FRN 312708). When you use Paymentshield Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Paymentshield Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Paymentshield Services’ phone number?
The FCA register lists the phone number 01704 518511 for Paymentshield Services. If you were given different contact details, use these to check with the firm before going any further.
Is Paymentshield Services a scam or clone?
Paymentshield Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Paymentshield Services?
Protection works through Paymentshield Limited, the principal firm responsible for Paymentshield Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Paymentshield Services?
Paymentshield Services is owned by Paymentshield Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 8 February 2019. Before that, it was controlled by Lunar 101 Limited.
Who runs Paymentshield Services?
Companies House lists 2 directors of Paymentshield Services: Emma Jane Rawlinson and Tushar Surendra Patel.
How long has Paymentshield Services been in business?
The company was formed on 8 April 2016.
Does Paymentshield Services use any other names?
It trades as Simple Home and Protect.

Sources and links

The full report on Paymentshield Services Limited

£19.99 · Instant PDF download

Loading secure checkout…