Penryn & Falmouth Funeral Directors Ltd

Reference number: 984659

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • PENRYN & FALMOUTH FUNERAL DIRECTORS LTD (FRN 984659) is an AR of Golden Charter Limited (FRN 965279). When you use PENRYN & FALMOUTH FUNERAL DIRECTORS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from PENRYN & FALMOUTH FUNERAL DIRECTORS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01326 376926

  • Address

    50 KERNICK ROAD, PENRYN, CORNWALL, TR10 9DQ, England

In the full report: 2 background checks

  • What kind of line 01326 376926 is
  • Who else gives the postcode TR10 9DQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • R Sanders & R Hattswell-Burt Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15354016
Company status
Active
Company type
Private limited company
Incorporated
15 December 2023 (2 years old)
Registered office
50 Kernick Road, Penryn, TR10 9DQ, England
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Robin Hattswell-Burt Director Apr 1941 15 Dec 2023 1 other company
Stephen James Burt Director Feb 1965 29 Dec 2024 None
Rita Hattswell-Burt Secretary Not published 29 Feb 2024 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£208k

−21% from £265k

Employees (average)

1

Same as 1

Owed within a year

£26.4k

−19% from £32.6k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15354016. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Penryn & Falmouth Funeral Directors’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2024

22 March 2024

  • Changed its registered name from "R Sanders & R Hattswell-Burt"

FCA register

2023

15 December 2023

  • Incorporated at Companies House
  • Robin Hattswell-Burt took control (75–100% of shares)

Companies House

2022

4 October 2022

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Penryn & Falmouth Funeral Directors

Other FCA-listed firms that share a director, phone number or address with Penryn & Falmouth Funeral Directors. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Penryn & Falmouth Funeral Directors

Other firms of the same type (funeral director), nearest first.

In the Truro (TR) postcode area

Ac and Da Richards LimitedHelstonAppointed representativeAlfred Smith & Son (Penzance) LimitedPenzanceAppointed representativeBurroughs & Kearey (Funeral Directors) LimitedPenzanceAppointed representativeColin Wilfred GroseCamborneAppointed representativeCornwall Funeral Services LtdRedruthAppointed representativeDavid Hendy Funeral Services LimitedCamborneAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Penryn & Falmouth Funeral Directors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Penryn & Falmouth Funeral Directors Ltd FCA authorised?
Penryn & Falmouth Funeral Directors Ltd (FRN 984659) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Penryn & Falmouth Funeral Directors?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Penryn & Falmouth Funeral Directors Ltd (FRN 984659) is an AR of Golden Charter Limited (FRN 965279). When you use Penryn & Falmouth Funeral Directors's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Penryn & Falmouth Funeral Directors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Penryn & Falmouth Funeral Directors’ phone number?
The FCA register lists the phone number 01326 376926 for Penryn & Falmouth Funeral Directors. If you were given different contact details, use these to check with the firm before going any further.
Is Penryn & Falmouth Funeral Directors a scam or clone?
Penryn & Falmouth Funeral Directors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Penryn & Falmouth Funeral Directors?
Protection works through Golden Charter Limited, the principal firm responsible for Penryn & Falmouth Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Penryn & Falmouth Funeral Directors?
Companies House lists one person with significant control of Penryn & Falmouth Funeral Directors: Mr Robin Hattswell-Burt (75–100% of shares).
Who runs Penryn & Falmouth Funeral Directors?
Companies House lists 2 directors of Penryn & Falmouth Funeral Directors: Robin Hattswell-Burt and Stephen James Burt.
How long has Penryn & Falmouth Funeral Directors been in business?
The company was formed on 15 December 2023.
What do Penryn & Falmouth Funeral Directors’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £208k (−21% from £265k).
Does Penryn & Falmouth Funeral Directors use any other names?
It has previously used the name R Sanders & R Hattswell-Burt.

Sources and links

The full report on Penryn & Falmouth Funeral Directors Ltd

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