R C C Goudy, J M Stirling & R J McDowell

Reference number: 407675

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Appointed representative

R C C Goudy, J M Stirling & R J McDowell does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) Reference number: 117664 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • R C C Goudy, J M Stirling & R J McDowell (FRN 407675) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use R C C Goudy, J M Stirling & R J McDowell's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from R C C Goudy, J M Stirling & R J McDowell, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    028 9442 2185

  • Address

    NFU Mutual, 5 Mill Road, Crumlin, BT29 4XL, Northern Ireland

In the full report: 2 background checks

  • What kind of line 028 9442 2185 is
  • Who else gives the postcode BT29 4XL
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Other names (14)

If you were contacted under any of these names, it is this firm.

  • G I J Dawson & Z M Birnie Former name
  • G I J Dawson, Z M Birnie & D W McClure Former name
  • G I J Dawson, Z M Birnie & R C C Goudy Former name
  • G I J Dawson, Z M Birnie, R C C Goudy & J M Stirling Former name
  • Jones & Birnie Former name
  • Jones, Birnie & Steele Former name
  • R C C Goudy & J M Stirling Former name
  • R C C Goudy, J M Stirling & S I Lynch Former name
  • R C C Goudy, J M Stirling, S I Lynch & R J McDowell Former name
  • R J Jones & Z M Birnie Former name
  • R J Jones, Z M Birnie & A Steele Former name
  • R J Jones, Z M Birnie, A Steele & I M J Gray Former name
  • R J Jones , Z M Birnie & D W McClure Former name
  • Z M Birnie & D W McClure Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

R C C Goudy, J M Stirling & R J McDowell’s history from the FCA register and Companies House, newest first.

2022

2 September 2022

  • Changed its registered name from "R C C Goudy, J M Stirling, S I Lynch & R J McDowell"

FCA register

24 August 2022

  • Changed its registered name from "R C C Goudy, J M Stirling & S I Lynch"

FCA register

2021

12 November 2021

  • Changed its registered name from "R C C Goudy & J M Stirling"

FCA register

25 October 2021

  • Changed its registered name from "G I J Dawson, Z M Birnie, R C C Goudy & J M Stirling"

FCA register

21 May 2021

  • Changed its registered name from "G I J Dawson, Z M Birnie & R C C Goudy"

FCA register

2020

8 December 2020

  • Changed its registered name from "G I J Dawson & Z M Birnie"

FCA register

26 August 2020

  • Changed its registered name from "G I J Dawson, Z M Birnie & D W McClure"

FCA register

2011

4 August 2011

  • Changed its registered name from "Z M Birnie & D W McClure"

FCA register

15 July 2011

  • Changed its registered name from "R J Jones , Z M Birnie & D W McClure"

FCA register

11 April 2011

  • Changed its registered name from "R J Jones & Z M Birnie"

FCA register

3 March 2011

  • Changed its registered name from "R J Jones, Z M Birnie & A Steele"

FCA register

15 February 2011

  • Changed its registered name from "R J Jones, Z M Birnie, A Steele & I M J Gray"

FCA register

24 January 2011

  • Changed its registered name from "Jones, Birnie & Steele"

FCA register

2007

23 January 2007

  • Changed its registered name from "Jones & Birnie"

FCA register

2005

14 January 2005

  • Became an appointed representative

FCA register

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

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  • 2 background checks on its contact details

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Frequently asked questions about this firm

Is R C C Goudy, J M Stirling & R J McDowell FCA authorised?
R C C Goudy, J M Stirling & R J McDowell (FRN 407675) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for R C C Goudy, J M Stirling & R J McDowell?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. R C C Goudy, J M Stirling & R J McDowell (FRN 407675) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use R C C Goudy, J M Stirling & R J McDowell's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from R C C Goudy, J M Stirling & R J McDowell, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is R C C Goudy, J M Stirling & R J McDowell’s phone number?
The FCA register lists the phone number 028 9442 2185 for R C C Goudy, J M Stirling & R J McDowell. If you were given different contact details, use these to check with the firm before going any further.
Is R C C Goudy, J M Stirling & R J McDowell a scam or clone?
R C C Goudy, J M Stirling & R J McDowell is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with R C C Goudy, J M Stirling & R J McDowell?
Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for R C C Goudy, J M Stirling & R J McDowell's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does R C C Goudy, J M Stirling & R J McDowell use any other names?
It has previously used 14 other names, including G I J Dawson & Z M Birnie, G I J Dawson, Z M Birnie & D W McClure and G I J Dawson, Z M Birnie & R C C Goudy.

Sources and links

The full report on R C C Goudy, J M Stirling & R J McDowell

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