R H Buchanan, L J Graham & M P McAleer

Reference number: 407676

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Appointed representative

R H Buchanan, L J Graham & M P McAleer does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • R H Buchanan, L J Graham & M P McAleer (FRN 407676) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use R H Buchanan, L J Graham & M P McAleer's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from R H Buchanan, L J Graham & M P McAleer, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    028 7188 2542

  • Address

    15 Dock Street, Strabane, County Tyrone, BT82 8EE, United Kingdom

In the full report: 2 background checks

  • What kind of line 028 7188 2542 is
  • Who else gives the postcode BT82 8EE
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Other names (13)

If you were contacted under any of these names, it is this firm.

  • DCO Kelso W Smith & RH Cummings Former name: A name it was registered under before.
  • Kelso & Boyd Former name: A name it was registered under before.
  • R H Buchanan & L J Graham Former name: A name it was registered under before.
  • R H Buchanan, L J Graham & L A McAneney Former name: A name it was registered under before.
  • R H Buchanan, L J Graham & L A McNamee Former name: A name it was registered under before.
  • R H Buchanan, L J Graham & S J Hawkes Former name: A name it was registered under before.
  • W Kerr, R H Buchanan & L J Graham Former name: A name it was registered under before.
  • W Kerr, R H Buchanan & L J Marshall Former name: A name it was registered under before.
  • W Kerr, R H Cummings & L J Marshall Former name: A name it was registered under before.
  • W Smith, P Kearney & R H Cummings Former name: A name it was registered under before.
  • W Smith & R H Cummings Former name: A name it was registered under before.
  • W Smith, R H Cummings & L J Marshall Former name: A name it was registered under before.
  • W Smith, R H Cummings, & P Kearney Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

R H Buchanan, L J Graham & M P McAleer’s history from the FCA register and Companies House, newest first.

2025

9 September 2025

  • Changed its registered name from "R H Buchanan & L J Graham"

FCA register

19 June 2025

  • Changed its registered name from "R H Buchanan, L J Graham & L A McNamee"

FCA register

2021

29 October 2021

  • Changed its registered name from "R H Buchanan, L J Graham & L A McAneney"

FCA register

13 March 2021

  • Changed its registered name from "R H Buchanan, L J Graham & S J Hawkes"

FCA register

2019

24 January 2019

  • Changed its registered name from "W Kerr, R H Buchanan & L J Graham"

FCA register

2013

1 August 2013

  • Changed its registered name from "W Kerr, R H Buchanan & L J Marshall"

FCA register

2011

4 August 2011

  • Changed its registered name from "W Kerr, R H Cummings & L J Marshall"

FCA register

2010

13 September 2010

  • Changed its registered name from "W Smith, R H Cummings & L J Marshall"

FCA register

2009

4 December 2009

  • Changed its registered name from "W Smith & R H Cummings"

FCA register

16 July 2009

  • Changed its registered name from "W Smith, R H Cummings, & P Kearney"

FCA register

2008

26 November 2008

  • Changed its registered name from "W Smith, P Kearney & R H Cummings"

FCA register

3 November 2008

  • Changed its registered name from "W Smith & RH Cummings"

FCA register

4 August 2008

  • Changed its registered name from "DCO Kelso W Smith & RH Cummings"

FCA register

2007

5 October 2007

  • Changed its registered name from "Kelso & Boyd"

FCA register

2005

14 January 2005

  • Became an appointed representative

FCA register

In the full report: all 19 events

  • All 19 events in its history (15 shown here)
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Firms like R H Buchanan, L J Graham & M P McAleer

Other firms of the same type (insurance broker), nearest first.

In Strabane

In the Belfast (BT) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on R H Buchanan, L J Graham & M P McAleer

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 19 events in its history

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Frequently asked questions about this firm

Is R H Buchanan, L J Graham & M P McAleer FCA authorised?
R H Buchanan, L J Graham & M P McAleer (FRN 407676) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for R H Buchanan, L J Graham & M P McAleer?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. R H Buchanan, L J Graham & M P McAleer (FRN 407676) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use R H Buchanan, L J Graham & M P McAleer's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from R H Buchanan, L J Graham & M P McAleer, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is R H Buchanan, L J Graham & M P McAleer’s phone number?
The FCA register lists the phone number 028 7188 2542 for R H Buchanan, L J Graham & M P McAleer. If you were given different contact details, use these to check with the firm before going any further.
Is R H Buchanan, L J Graham & M P McAleer a scam or clone?
R H Buchanan, L J Graham & M P McAleer is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with R H Buchanan, L J Graham & M P McAleer?
Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for R H Buchanan, L J Graham & M P McAleer's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does R H Buchanan, L J Graham & M P McAleer use any other names?
It has previously used 13 other names, including DCO Kelso W Smith & RH Cummings, Kelso & Boyd and R H Buchanan & L J Graham.

Sources and links

The full report on R H Buchanan, L J Graham & M P McAleer

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