R.s.p.c.a. Trading Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 3 years
Protected through the principal
No FCA actions
Active company since 1972

Responsible principal firm

Pinnacle Insurance Limited Reference number: 110866 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
R.S.P.C.A. TRADING LIMITED (FRN 998727) introduces customers to Pinnacle Insurance Limited (FRN 110866). Any regulated advice or arranging is done by the principal, not R.S.P.C.A. TRADING.
Example: if R.S.P.C.A. TRADING refers you to a financial adviser, the advice should come from the principal firm, not from R.S.P.C.A. TRADING itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

rspca.org.uk/home (opens in a new tab)
Phone number

07751 234932
Address

Parkside, Chart Way, Horsham, West Sussex, RH12 1XH, United Kingdom

In the full report: 3 background checks

When rspca.org.uk first appeared online, and whether it can receive email
What kind of line 07751 234932 is
Who else gives the postcode RH12 1XH

Other names (1)

If you were contacted under any of these names, it is this firm.

RSPCA Pet Insurance Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Pinnacle Insurance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 01072608 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 19 September 1972 (54 years old)
Registered office: Parkside, Chart Way, Horsham, RH12 1GY, England
Nature of business: Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Karen Lesley Harley	Director	Dec 1958	11 Dec 2019	3 other companies
Amanda Jane Bringans	Director	Nov 1961	25 Nov 2022	8 other companies
Rhea Jayne Fox	Director	May 1980	1 Apr 2026	None
Rosemary Carol Hanley	Director	Dec 1984	26 Jun 2026	None
Jason Lee Curson	Director	Dec 1973	16 Jul 2026	None

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 11
closed down: 3
still active: 8

In the full report: all 11 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
Any that went into liquidation or administration
All 37 people who have ever been directors, with their dates

Key dates in its history

R.s.p.c.a. Trading’s history from the FCA register and Companies House, newest first.

Key events (2) All events (82)

2023

28 June 2023

Became an introducer appointed representative

FCA register

1972

19 September 1972

Incorporated at Companies House

Companies House

In the full report: all 82 events

All 82 events in its history (2 shown here)
Every director appointment and resignation: 79

Firms like R.s.p.c.a. Trading

Other firms of the same type (insurance broker), nearest first.

In Horsham

JSB Private Healthcare LimitedHorshamAppointed representative Maximus Health LtdHorshamAppointed representative BCJ Financial Planning LtdHorshamAppointed representative C A Modi & M S BakerHorshamAppointed representative Co-Save LimitedHorshamAppointed representative Dental and Medical Financial Services LimitedHorshamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on R.s.p.c.a. Trading

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

11 other companies its directors have run, named
3 background checks on its contact details
All 82 events in its history

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Frequently asked questions about this firm

Is R.s.p.c.a. Trading Limited FCA authorised?

R.s.p.c.a. Trading Limited (FRN 998727) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for R.s.p.c.a. Trading?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. R.s.p.c.a. Trading Limited (FRN 998727) introduces customers to Pinnacle Insurance Limited (FRN 110866). Any regulated advice or arranging is done by the principal, not R.s.p.c.a. Trading. Example: if R.s.p.c.a. Trading refers you to a financial adviser, the advice should come from the principal firm, not from R.s.p.c.a. Trading itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is R.s.p.c.a. Trading’s phone number and website?

The FCA register lists the phone number 07751 234932 and the website rspca.org.uk/home for R.s.p.c.a. Trading. If you were given different contact details, use these to check with the firm before going any further.

Is R.s.p.c.a. Trading a scam or clone?

R.s.p.c.a. Trading is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with R.s.p.c.a. Trading?

Protection works through Pinnacle Insurance Limited, the principal firm responsible for R.s.p.c.a. Trading's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who runs R.s.p.c.a. Trading?

Companies House lists 5 directors of R.s.p.c.a. Trading: Karen Lesley Harley, Amanda Jane Bringans, Rhea Jayne Fox, Rosemary Carol Hanley and Jason Lee Curson.

How long has R.s.p.c.a. Trading been in business?

The company was formed on 19 September 1972.

Does R.s.p.c.a. Trading use any other names?

It trades as RSPCA Pet Insurance.