Richard W Gegg & Sons Ltd: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 4 years
Protected through the principal
No FCA actions
Active company since 2010
Accounts filed up to 31 March 2026

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
RICHARD W GEGG & SONS LTD (FRN 981514) introduces customers to Golden Charter Limited (FRN 965279). Any regulated advice or arranging is done by the principal, not RICHARD W GEGG & SONS.
Example: if RICHARD W GEGG & SONS refers you to a financial adviser, the advice should come from the principal firm, not from RICHARD W GEGG & SONS itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01395 222444
Address

46 Rolle Street, Exmouth, Devon, EX8 2SQ, United Kingdom

In the full report: 2 background checks

What kind of line 01395 222444 is
Who else gives the postcode EX8 2SQ

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 07162288 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 18 February 2010 (16 years old)
Registered office: Matches the FCA register address ✓
Nature of business: Funeral and related activities (SIC 96030)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Lorraine Gegg	Director	Jun 1963	18 Feb 2010	None
Michael James Gegg	Director	Feb 1967	18 Feb 2010	None
Richard William Gegg	Director	Oct 1940	18 Feb 2010	None
Simon Richard Gegg	Director	Jun 1965	18 Feb 2010	None
Paula Elaine Martin	Director	Aug 1982	1 Apr 2022	None

In the full report: every company its directors have run

Confirmation that these 5 directors run no other company

Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£133k

−37% from £211k

Cash at bank

£65.2k

−47% from £122k

Employees (average)

7

Same as 7

Owed within a year

£140k

+4.3% from £134k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07162288. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Richard W Gegg & Sons’s history from the FCA register and Companies House, newest first.

Key events (3) All events (9)

2022

23 August 2022

Became an introducer appointed representative

FCA register

2016

6 April 2016

Richard William Gegg became a part-owner (25–50% of shares)

Companies House

2010

18 February 2010

Incorporated at Companies House

Companies House

In the full report: all 9 events

All 9 events in its history (3 shown here)
Every director appointment and resignation: 5

Firms connected to Richard W Gegg & Sons

Other FCA-listed firms that share a director, phone number or address with Richard W Gegg & Sons. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Richard W Gegg & Sons

Other firms of the same type (funeral director), nearest first.

In the Exeter (EX) postcode area

A. White and Sons (Funeral Services) LimitedCreditonAppointed representative A.e. Stoodley & Son LimitedDevonAppointed representative Braddicks and Sherborne Funeral Directors LtdBidefordAppointed representative Damon Francis CampbellTivertonAppointed representative David Lee AlberyOkehamptonAppointed representative Denise Wellington Funeral Services LtdBudeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Richard W Gegg & Sons

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 9 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Richard W Gegg & Sons Ltd FCA authorised?

Richard W Gegg & Sons Ltd (FRN 981514) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Richard W Gegg & Sons?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Richard W Gegg & Sons Ltd (FRN 981514) introduces customers to Golden Charter Limited (FRN 965279). Any regulated advice or arranging is done by the principal, not Richard W Gegg & Sons. Example: if Richard W Gegg & Sons refers you to a financial adviser, the advice should come from the principal firm, not from Richard W Gegg & Sons itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Richard W Gegg & Sons’ phone number?

The FCA register lists the phone number 01395 222444 for Richard W Gegg & Sons. If you were given different contact details, use these to check with the firm before going any further.

Is Richard W Gegg & Sons a scam or clone?

Richard W Gegg & Sons is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Richard W Gegg & Sons?

Protection works through Golden Charter Limited, the principal firm responsible for Richard W Gegg & Sons's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Richard W Gegg & Sons?

Companies House lists one person with significant control of Richard W Gegg & Sons: Richard William Gegg (25–50% of shares).

Who runs Richard W Gegg & Sons?

Companies House lists 5 directors of Richard W Gegg & Sons: Lorraine Gegg, Michael James Gegg, Richard William Gegg, Simon Richard Gegg and Paula Elaine Martin.

How long has Richard W Gegg & Sons been in business?

The company was formed on 18 February 2010.

What do Richard W Gegg & Sons’ latest accounts show?

Its latest accounts, to 31 March 2026, show net assets of £133k (−37% from £211k) and cash at bank of £65.2k (−47% from £122k).