Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 13 years
- Protected through the principal
- No FCA actions
- Active company since 1998
- Accounts filed up to 30 April 2025
Responsible principal firm
HEALTH AND PROTECTION SOLUTIONS LIMITED Reference number: 308189 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- SMQ SERVICES LIMITED (FRN 602093) is an AR of HEALTH AND PROTECTION SOLUTIONS LIMITED (FRN 308189). When you use SMQ SERVICES's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from SMQ SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
The Health Insurance Group, 12a Duke Street, Sutton Coldfield, West Midlands, B72 1RJ, United Kingdom
In the full report: 2 background checks
- What kind of line 0330 323 0661 is
- Who else gives the postcode B72 1RJ
Other names (2)
If you were contacted under any of these names, it is this firm.
- THIG Trading name: A name it trades under now.
- Smq Services Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Health and Protection Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03689704 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 December 1998 (27 years old)
- Registered office
- The Riding School House Bulls Lane, Wishaw, Sutton Coldfield, West Midlands, B76 9QW, England
- Nature of business
-
- Life insurance (SIC 65110)
- Non-life reinsurance (SIC 65202)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David John Collinge | Director | Jun 1976 | 29 Dec 1998 | 4 other companies |
| David John Harrison | Director | Apr 1962 | 29 Dec 1998 | 2 other companies |
| John Collinge | Director | Aug 1947 | 5 Jun 2007 | 5 other companies |
| Valerie Collinge | Director | Sep 1948 | 5 Jun 2007 | 1 other company |
| Ellie Jay Wootton | Director | Nov 1994 | 9 May 2024 | None |
| Claire Lisa Stevenson | Director | Dec 1979 | 11 Jul 2024 | 1 other company |
| David John Collinge | Secretary | Not published | 10 Jun 1999 | 4 other companies |
Other companies run by these 6 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 1
- run together
- 5
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 6 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 5 companies these 6 directors run together
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£382k
+15% from £331k
Cash at bank
£26.9k
−40% from £44.4k
Employees (average)
18
+20% from 15
Owed within a year
£952k
+24% from £769k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 03689704. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Smq Services’s history from the FCA register and Companies House, newest first.
2026
11 March 2026
- Changed its registered name from "Smq Services Ltd"
FCA register
2016
6 April 2016
- Miqi Ltd took control (75–100% of shares)
Companies House
2013
3 June 2013
- Became an appointed representative
FCA register
1998
29 December 1998
- Incorporated at Companies House
Companies House
In the full report: all 13 events
- All 13 events in its history (4 shown here)
- Every director appointment and resignation: 8
Firms connected to Smq Services
Other FCA-listed firms that share a director, phone number or address with Smq Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Smq Services
Other firms of the same type (insurance broker), nearest first.
In Sutton Coldfield
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Smq Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 13 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk