Southern Pacific Mortgage Limited

Reference number: 302027

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07715 651903

  • Address

    1 Chamberlain Square Cs, Birmingham, B3 3AX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07715 651903 is, and the other firm that gives it
  • Who else gives the postcode B3 3AX
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • London Mortgage Company Trading name
  • Spml Trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Administering a regulated mortgage contract
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Entering into a regulated mortgage contract as lender
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03266119
Company status
Active
Company type
Private limited company
Incorporated
15 October 1996 (30 years old)
Registered office
1 Chamberlain Square Cs, Birmingham, B3 3AX, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Lee Christopher Brandon Director Jan 1953 17 Jun 2010 1 other company
Anthony James Mines Director Apr 1974 22 Aug 2024 1 other company
Melgard-Jo Smuts Director Sep 1977 22 Aug 2024 2 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 3 directors run together
  • All 24 people who have ever been directors, with their dates
Instant PDF download

Key dates in its history

Southern Pacific Mortgage’s history from the FCA register and Companies House, newest first.

Key events (10) All events (60)

2024

9 August 2024

  • Mable Commercial Funding Limited gave up control
  • Southern Pacific Holdings Limited took control (75–100% of shares)

Companies House

2018

22 February 2018

  • Mable Commercial Funding Limited took control (75–100% of shares)
  • Resetfan Limited gave up control

Companies House

2016

6 April 2016

  • Resetfan Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2010

17 June 2010

  • Board replaced: its only director left and a new director took over

Companies House

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1996

15 October 1996

  • Incorporated at Companies House

Companies House

In the full report: all 60 events

  • All 60 events in its history (10 shown here)
  • Every director appointment and resignation: 45
Instant PDF download

Firms connected to Southern Pacific Mortgage

Other FCA-listed firms that share a director, phone number or address with Southern Pacific Mortgage. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
1
share its phone number
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Southern Pacific Mortgage

Other firms of the same type (mortgage lender), nearest first.

In Birmingham

Phoenix Group Management Services LimitedBirminghamAuthorised

In the Birmingham (B) postcode area

West Bromwich Mortgage Company LimitedWest BromwichAuthorised

Elsewhere in the UK

LGT Bank AGVaduzAuthorisedRothschild & Co Wealth Management UK LimitedLondonAuthorisedSocial Money LimitedGreater ManchesterAuthorisedAccord Mortgages LimitedBradfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Southern Pacific Mortgage

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 60 events in its history
  • 3 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Southern Pacific Mortgage Limited FCA authorised?
Yes, Southern Pacific Mortgage Limited (FRN 302027) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage lender. The FCA has placed no limits on its permissions.
What is Southern Pacific Mortgage’s phone number?
The FCA register lists the phone number 07715 651903 for Southern Pacific Mortgage. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Southern Pacific Mortgage a scam or clone?
Southern Pacific Mortgage is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Southern Pacific Mortgage?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Southern Pacific Mortgage to the Financial Ombudsman Service, free of charge.
Who owns Southern Pacific Mortgage?
Southern Pacific Mortgage is owned by Southern Pacific Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 9 August 2024. Before that, it was controlled by Mable Commercial Funding Limited and Resetfan Limited.
Who runs Southern Pacific Mortgage?
Companies House lists 3 directors of Southern Pacific Mortgage: Lee Christopher Brandon, Anthony James Mines and Melgard-Jo Smuts.
How long has Southern Pacific Mortgage been in business?
The company was formed on 15 October 1996, and has held its current FCA authorisation since October 2004.
Does Southern Pacific Mortgage use any other names?
It trades as London Mortgage Company and Spml.

Sources and links

The full report on Southern Pacific Mortgage Limited

£19.99 · Instant PDF download

Loading secure checkout…