Standard Life Lifetime Mortgages Limited

Reference number: 310206

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When standardlife.co.uk first appeared online, and whether it can receive email
  • What kind of line 0131 225 2552 is, and the other firm that gives it
  • Who else gives the postcode EH1 2DH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Standard Life Trading name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Administering a regulated mortgage contract
  • Dealing in investments as principal
  • Entering into a regulated mortgage contract as lender
  • Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC193441
Company status
Active
Company type
Private limited company
Incorporated
12 February 1999 (27 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Banks (SIC 64191)
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven Martyn Ellis Director Apr 1972 21 Mar 2024 12 other companies
Mark Philip Screeton Director Nov 1964 21 Mar 2024 2 other companies
PEARL GROUP SECRETARIAT SERVICES LIMITED Corporate secretary Not published 31 Aug 2018 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
closed down
8
are FCA-registered
3

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • All 19 people who have ever been directors, with their dates
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Key dates in its history

Standard Life Lifetime Mortgages’s history from the FCA register and Companies House, newest first.

Key events (12) All events (52)

2024

8 April 2024

  • Board replaced: both directors left and 3 new directors took over

Companies House

1 March 2024

  • Pearl Life Holdings Limited took control (75–100% of shares)
  • Phoenix Life Limited gave up control

Companies House

2023

27 October 2023

  • Phoenix Life Limited took control (75–100% of shares)
  • Standard Life Assurance Limited gave up control

Companies House

2016

6 April 2016

  • Standard Life Assurance Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

28 April 2011

  • Board replaced: both directors left and 2 new directors took over

Companies House

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2003

26 September 2003

  • Board replaced: both directors left and 5 new directors took over

Companies House

1999

12 February 1999

  • Incorporated at Companies House

Companies House

In the full report: all 52 events

  • All 52 events in its history (12 shown here)
  • Every director appointment and resignation: 36
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Firms connected to Standard Life Lifetime Mortgages

Other FCA-listed firms that share a director, phone number or address with Standard Life Lifetime Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its phone number
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Standard Life Lifetime Mortgages

Other firms of the same type (mortgage lender), nearest first.

Elsewhere in the UK

Yorkshire Bank Home Loans LimitedNewcastle-upon-TyneAuthorisedAviva Equity Release UK LimitedYorkAuthorisedAdmiral Financial Services LimitedCardiffAuthorisedLegal & General Home Finance LimitedSolihullAuthorisedPrudential Lifetime Mortgages LimitedLondonAuthorisedLV Equity Release LimitedBournemouthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Standard Life Lifetime Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 52 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Standard Life Lifetime Mortgages Limited FCA authorised?
Yes, Standard Life Lifetime Mortgages Limited (FRN 310206) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage lender. The FCA has placed no limits on its permissions.
What is Standard Life Lifetime Mortgages’ phone number and website?
The FCA register lists the phone number 0131 225 2552 and the website standardlife.co.uk for Standard Life Lifetime Mortgages. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Standard Life Lifetime Mortgages a scam or clone?
Standard Life Lifetime Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Standard Life Lifetime Mortgages?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Standard Life Lifetime Mortgages to the Financial Ombudsman Service, free of charge.
Who owns Standard Life Lifetime Mortgages?
Standard Life Lifetime Mortgages is owned by Pearl Life Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 March 2024. Before that, it was controlled by Standard Life Assurance Limited and Phoenix Life Limited.
Who runs Standard Life Lifetime Mortgages?
Companies House lists 2 directors of Standard Life Lifetime Mortgages: Steven Martyn Ellis and Mark Philip Screeton.
How long has Standard Life Lifetime Mortgages been in business?
The company was formed on 12 February 1999, and has held its current FCA authorisation since October 2004.
Does Standard Life Lifetime Mortgages use any other names?
It trades as Standard Life.

Sources and links

The full report on Standard Life Lifetime Mortgages Limited

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