Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
Viscount Court, Sir Frank Whittle Way, Blackpool, Lancashire, FY4 2FB, United Kingdom
In the full report: 3 background checks
- When tandem.co.uk first appeared online, and whether it can receive email
- What kind of line 01253 603951 is, and the 4 other firms that give it
- Who else gives the postcode FY4 2FB
Other names (4)
If you were contacted under any of these names, it is this firm.
- Tandem Trading name: A name it trades under now.
- 1st Stop Home Loans Limited Former name: A name it was registered under before.
- Oplo HL Ltd Former name: A name it was registered under before.
- Oplo Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (17 permissions)
- Acting as a CBTL administrator
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Acting as a CBTL lender
- Administering a regulated mortgage contract
- Advising on regulated mortgage contracts
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt Adjusting
- Debt Administration
- Debt-collecting
- Debt-counselling
- Entering into a regulated mortgage contract as lender
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Making arrangements with a view to regulated mortgage contracts
- Providing Credit Information Services
Limits on what they may do
-
Not permitted to canvass off trade premises
The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05667257 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 January 2006 (20 years old)
- Registered office
- Viscount Court, Sir Frank Whittle Way, Blackpool, FY4 2FB, United Kingdom
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen John Beard | Director | Apr 1977 | 10 Jun 2014 | 4 other companies |
| Neil Chandler | Director | Sep 1971 | 30 Jun 2025 | 11 other companies |
| Marriam Malik | Secretary | Not published | 24 Mar 2025 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 13
- closed down
- 2
- went insolvent
- 2
In the full report: all 13 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- The 2 that went into liquidation or administration
- The 4 on the FCA register, including one no longer authorised
- The 2 companies these 2 directors run together
- All 13 people who have ever been directors, with their dates
Key dates in its history
Tandem Home Loans’s history from the FCA register and Companies House, newest first.
2023
16 January 2023
- Changed its registered name from "Oplo HL Ltd"
FCA register
2020
3 August 2020
- Changed its registered name from "1st Stop Home Loans Limited"
FCA register
2016
15 April 2016
- Regulated by the FCA from this date
- FCA imposed a requirement (Not permitted to canvass off trade premises)
- Became authorised by the FCA
FCA register
6 April 2016
- Oplo Group Ltd took control (75–100% of shares)
Companies House
2006
5 January 2006
- Incorporated at Companies House
Companies House
In the full report: all 35 events
- All 35 events in its history (7 shown here)
- Every director appointment and resignation: 24
Firms connected to Tandem Home Loans
Other FCA-listed firms that share a director, phone number or address with Tandem Home Loans. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share a director
- 4
- share its phone number
- 4
In the full report: all 4 connected firms, named
- How each is linked: shared directors (4), the same phone number (4), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Tandem Home Loans
Other firms of the same type (mortgage lender), nearest first.
Elsewhere in the UK
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Tandem Home Loans
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 13 other companies its directors have run, named
- 3 background checks on its contact details
- All 35 events in its history
- 4 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Tandem Home Loans Limited FCA authorised?
What is Tandem Home Loans’ phone number and website?
Is Tandem Home Loans a scam or clone?
Is my money safe with Tandem Home Loans?
Who owns Tandem Home Loans?
Who runs Tandem Home Loans?
How long has Tandem Home Loans been in business?
Does Tandem Home Loans use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk