Tere Advisers LTD

Reference number: 916047

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Tere Advisers LTD (FRN 916047) is an AR of Key Retirement Solutions Limited (FRN 224987). When you use Tere Advisers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Tere Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When equityrelease.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 064 7075 is
  • Who else gives the postcode PR2 9ZH
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • TERE Professional Services Trading name: A name it trades under now.
  • The Equity Release Experts Trading name: A name it trades under now.
  • www.equityrelease.co.uk Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Key Retirement Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 October 2019 (7 years old)
Registered office
Baines House Midgery Court, Fulwood, Preston, PR2 9ZH, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Christopher Thompson Director Nov 1972 18 Oct 2019 2 other companies
William Benjamin Hale Director Oct 1975 9 Dec 2019 23 other companies
James Tristan Perkin Director Sep 1980 28 Jan 2026 27 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
33
closed down
3
are FCA-registered
6

In the full report: all 33 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 on the FCA register
  • The 19 companies these 3 directors run together
  • All 9 people who have ever been directors, with their dates
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Key dates in its history

Tere Advisers’s history from the FCA register and Companies House, newest first.

2019

30 October 2019

  • Became an appointed representative

FCA register

18 October 2019

  • Incorporated at Companies House
  • Key Retirement Solutions Limited took control (75–100% of shares)

Companies House

In the full report: all 21 events

  • All 21 events in its history (3 shown here)
  • Every director appointment and resignation: 15
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Firms connected to Tere Advisers

Other FCA-listed firms that share a director, phone number or address with Tere Advisers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (5), the same postcode (5)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Tere Advisers

Other firms of the same type (mortgage adviser or broker), nearest first.

In Preston

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tere Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 33 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 21 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Tere Advisers LTD FCA authorised?
Tere Advisers LTD (FRN 916047) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Tere Advisers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Tere Advisers LTD (FRN 916047) is an AR of Key Retirement Solutions Limited (FRN 224987). When you use Tere Advisers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Tere Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Tere Advisers’ phone number and website?
The FCA register lists the phone number 0800 064 7075 and the website equityrelease.co.uk for Tere Advisers. If you were given different contact details, use these to check with the firm before going any further.
Is Tere Advisers a scam or clone?
Tere Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tere Advisers?
Protection works through Key Retirement Solutions Limited, the principal firm responsible for Tere Advisers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Tere Advisers?
Tere Advisers is owned by Key Retirement Solutions Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 18 October 2019.
Who runs Tere Advisers?
Companies House lists 3 directors of Tere Advisers: Simon Christopher Thompson, William Benjamin Hale and James Tristan Perkin.
How long has Tere Advisers been in business?
The company was formed on 18 October 2019.
Does Tere Advisers use any other names?
It trades as TERE Professional Services, The Equity Release Experts and www.equityrelease.co.uk.

Sources and links

The full report on Tere Advisers LTD

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