Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Key Retirement Solutions Limited Reference number: 224987 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Tere Advisers LTD (FRN 916047) is an AR of Key Retirement Solutions Limited (FRN 224987). When you use Tere Advisers's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Tere Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Baines House, 4 Midgery Court, Fulwood, Preston, Lancashire, PR2 9ZH, United Kingdom
In the full report: 3 background checks
- When equityrelease.co.uk first appeared online, and whether it can receive email
- What kind of line 0800 064 7075 is
- Who else gives the postcode PR2 9ZH
Other names (3)
If you were contacted under any of these names, it is this firm.
- TERE Professional Services Trading name: A name it trades under now.
- The Equity Release Experts Trading name: A name it trades under now.
- www.equityrelease.co.uk Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Key Retirement Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12269172 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 18 October 2019 (7 years old)
- Registered office
- Baines House Midgery Court, Fulwood, Preston, PR2 9ZH, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Simon Christopher Thompson | Director | Nov 1972 | 18 Oct 2019 | 2 other companies |
| William Benjamin Hale | Director | Oct 1975 | 9 Dec 2019 | 23 other companies |
| James Tristan Perkin | Director | Sep 1980 | 28 Jan 2026 | 27 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 33
- closed down
- 3
- are FCA-registered
- 6
In the full report: all 33 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 6 on the FCA register
- The 19 companies these 3 directors run together
- All 9 people who have ever been directors, with their dates
Key dates in its history
Tere Advisers’s history from the FCA register and Companies House, newest first.
2019
30 October 2019
- Became an appointed representative
FCA register
18 October 2019
- Incorporated at Companies House
- Key Retirement Solutions Limited took control (75–100% of shares)
Companies House
In the full report: all 21 events
- All 21 events in its history (3 shown here)
- Every director appointment and resignation: 15
Firms connected to Tere Advisers
Other FCA-listed firms that share a director, phone number or address with Tere Advisers. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 5
- share its postcode
- 5
In the full report: all 5 connected firms, named
- How each is linked: shared directors (5), the same postcode (5)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Tere Advisers
Other firms of the same type (mortgage adviser or broker), nearest first.
In Preston
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Tere Advisers
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 33 other companies its directors have run, named
- 3 background checks on its contact details
- All 21 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Who owns Tere Advisers?
Who runs Tere Advisers?
How long has Tere Advisers been in business?
Does Tere Advisers use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk