Terryberry Limited

Reference number: 1002574

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Holiday Extras Cover Limited Reference number: 828848 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Terryberry Limited (FRN 1002574) introduces customers to Holiday Extras Cover Limited (FRN 828848). Any regulated advice or arranging is done by the principal, not Terryberry.
  • Example: if Terryberry refers you to a financial adviser, the advice should come from the principal firm, not from Terryberry itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0344 826 2008

  • Address

    Unit 2, 15 Beech Lane, Macclesfield, Cheshire East, SK10 2DR, United Kingdom

In the full report: 2 background checks

  • What kind of line 0344 826 2008 is
  • Who else gives the postcode SK10 2DR
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Holiday Extras Cover Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07770608
Company status
Active
Company type
Private limited company
Incorporated
12 September 2011 (15 years old)
Registered office
15 Beech Lane, Macclesfield, Cheshire, SK10 2DR
Nature of business
  • Human resources provision and management of human resources functions (SIC 78300)

Directors and company secretaries

Name Role Born Appointed Other companies
Dominic Casinelli Director Aug 1984 12 Jan 2026 None
Ryan Macintyre Secretary Not published 31 Dec 2021 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Net assets

−£2.88m

Down £982k from −£1.90m

Cash at bank

£617k

−63% from £1.68m

Employees (average)

46

−12% from 52

Owed within a year

£9.05m

−9.1% from £9.96m

Net assets are negative: on its last balance sheet the company owed £2.88m more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07770608. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Terryberry’s history from the FCA register and Companies House, newest first.

Key events (8) All events (17)

2026

11 January 2026

  • Board replaced: its only director left and a new director took over

Companies House

2024

17 October 2024

  • Board replaced: its only director left and a new director took over

Companies House

2023

12 September 2023

  • Became an introducer appointed representative

FCA register

2021

31 December 2021

  • Board replaced: both directors left and a new director took over

Companies House

2016

6 April 2016

  • Mike Byam gave up control
  • Mike Byam took control (75–100% of shares)
  • Terrberry Company LLC took control (75–100% of shares)

Companies House

2011

12 September 2011

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (8 shown here)
  • Every director appointment and resignation: 9
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Firms like Terryberry

Other firms of the same type (insurance broker), nearest first.

In Macclesfield

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Terryberry

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is Terryberry Limited FCA authorised?
Terryberry Limited (FRN 1002574) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Terryberry?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Terryberry Limited (FRN 1002574) introduces customers to Holiday Extras Cover Limited (FRN 828848). Any regulated advice or arranging is done by the principal, not Terryberry. Example: if Terryberry refers you to a financial adviser, the advice should come from the principal firm, not from Terryberry itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Terryberry’s phone number?
The FCA register lists the phone number 0344 826 2008 for Terryberry. If you were given different contact details, use these to check with the firm before going any further.
Is Terryberry a scam or clone?
Terryberry is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Terryberry?
Protection works through Holiday Extras Cover Limited, the principal firm responsible for Terryberry's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Terryberry?
Terryberry is owned by Terrberry Company LLC, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016. Before that, it was controlled by Mr Mike Byam.
Who runs Terryberry?
Companies House lists one director of Terryberry: Dominic Casinelli.
How long has Terryberry been in business?
The company was formed on 12 September 2011.
What do Terryberry’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£2.88m (down £982k from −£1.90m) and cash at bank of £617k (−63% from £1.68m).

Sources and links

The full report on Terryberry Limited

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