The Fleet Lab Ltd

Reference number: 1050885

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

COMMERCIAL AND ASSET FINANCE LTD. Reference number: 729014 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • THE FLEET LAB LTD (FRN 1050885) is an AR of COMMERCIAL AND ASSET FINANCE LTD. (FRN 729014). When you use THE FLEET LAB's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from THE FLEET LAB, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When thefleetlab.co.uk first appeared online, and whether it can receive email
  • What kind of line 07932 019318 is
  • Who else gives the postcode CF23 6PZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Commercial and Asset Finance Ltd., the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16976022
Company status
Active
Company type
Private limited company
Incorporated
20 January 2026 (less than a year old)
Registered office
91 Rhydypenau Road, Cardiff, CF23 6PZ, Wales
Nature of business
  • Sale of other motor vehicles (SIC 45190)
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
Yohan Amand J Chedmail Director May 1981 20 Jan 2026 None
Claire Lucie Dempster Director Aug 1973 20 Jan 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Key dates in its history

The Fleet Lab’s history from the FCA register and Companies House, newest first.

2026

16 February 2026

  • Became an appointed representative

FCA register

20 January 2026

  • Incorporated at Companies House
  • Claire Lucie Dempster became a part-owner (25–50% of shares)
  • Yohan Amand J Chedmail became a part-owner (25–50% of shares)
  • Claire Lucie Dempster appointed as a director
  • Yohan Amand J Chedmail appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like The Fleet Lab

Other firms of the same type (car dealer), nearest first.

In Cardiff

Abbey Garages (Cardiff) LimitedCardiffAppointed representativeAbove Beyond Finance LimitedCardiffAppointed representativeApollo Cars LtdCardiffAppointed representativeAyk Motors LtdCardiffAppointed representativeBay Vehicles LimitedCardiffAppointed representativeFlash Service Group LtdCardiffAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Fleet Lab

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 6 events in its history

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Frequently asked questions about this firm

Is The Fleet Lab Ltd FCA authorised?
The Fleet Lab Ltd (FRN 1050885) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Fleet Lab?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Fleet Lab Ltd (FRN 1050885) is an AR of COMMERCIAL AND ASSET FINANCE LTD. (FRN 729014). When you use The Fleet Lab's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Fleet Lab, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Fleet Lab’s phone number and website?
The FCA register lists the phone number 07932 019318 and the website thefleetlab.co.uk for The Fleet Lab. If you were given different contact details, use these to check with the firm before going any further.
Is The Fleet Lab a scam or clone?
The Fleet Lab is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Fleet Lab?
Protection works through Commercial and Asset Finance Ltd., the principal firm responsible for The Fleet Lab's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Fleet Lab?
Companies House lists 2 people with significant control of The Fleet Lab: Mr Yohan Amand J Chedmail (25–50% of shares) and Miss Claire Lucie Dempster (25–50% of shares).
Who runs The Fleet Lab?
Companies House lists 2 directors of The Fleet Lab: Yohan Amand J Chedmail and Claire Lucie Dempster.
How long has The Fleet Lab been in business?
The company was formed on 20 January 2026.

Sources and links

The full report on The Fleet Lab Ltd

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