Town Close Educational Trust Limited

Reference number: 966910

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Premium Credit Limited Reference number: 702718 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Town Close Educational Trust Limited (FRN 966910) is an AR of Premium Credit Limited (FRN 702718). When you use Town Close Educational Trust's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Town Close Educational Trust, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When townclose.com first appeared online, and whether it can receive email
  • What kind of line 01603 599035 is
  • Who else gives the postcode NR2 2LR
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00940118
Company status
Active
Company type
Private company limited by guarantee
Incorporated
7 October 1968 (58 years old)
Registered office
Town Close Prep School, Ipswich Road, Norwich, NR2 2LR, England
Nature of business
  • Pre-primary education (SIC 85100)
  • Primary education (SIC 85200)

Directors and company secretaries

Name Role Born Appointed Other companies
Adrian Martin Alexander Fennell Director Apr 1963 1 May 2019 2 other companies
Jean Louise North Director May 1970 19 Jun 2020 None
Sonal Ashvin Patel (Dr) Director Oct 1973 16 Mar 2021 13 other companies
Denis Richard Costello Director Dec 1961 27 Apr 2022 1 other company
Helen Ruth Ripman Director Nov 1963 15 Sep 2022 1 other company
Faye Victoria Fenton-Stone Director Sep 1970 20 Feb 2023 None
Isobelle Elizabeth Webster Director Feb 1989 1 Sep 2023 1 other company
Gemma Hordern Director Jan 1983 10 Jun 2024 None
Simon Ian George Director Jan 1972 13 Sep 2024 6 other companies
Duncan Sinclair Director May 1976 24 Mar 2026 None
Mark Edward Bartram Director Oct 1963 23 Apr 2026 1 other company
Kate Deborah Artherton Secretary Not published 21 Jul 2022 –

Other companies run by these 11 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
25
closed down
9
still active
16

In the full report: all 25 companies, named

  • What each company does, and whether it is still trading
  • Which of these 11 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 51 people who have ever been directors, with their dates
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Key dates in its history

Town Close Educational Trust’s history from the FCA register and Companies House, newest first.

Key events (2) All events (84)

2022

6 January 2022

  • Became an appointed representative

FCA register

1968

7 October 1968

  • Incorporated at Companies House

Companies House

In the full report: all 84 events

  • All 84 events in its history (2 shown here)
  • Every director appointment and resignation: 82
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Firms like Town Close Educational Trust

Other firms of the same type (credit broker), nearest first.

In Norwich

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Town Close Educational Trust

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 25 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 84 events in its history

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Frequently asked questions about this firm

Is Town Close Educational Trust Limited FCA authorised?
Town Close Educational Trust Limited (FRN 966910) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Town Close Educational Trust?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Town Close Educational Trust Limited (FRN 966910) is an AR of Premium Credit Limited (FRN 702718). When you use Town Close Educational Trust's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Town Close Educational Trust, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Town Close Educational Trust’s phone number and website?
The FCA register lists the phone number 01603 599035 and the website townclose.com for Town Close Educational Trust. If you were given different contact details, use these to check with the firm before going any further.
Is Town Close Educational Trust a scam or clone?
Town Close Educational Trust is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Town Close Educational Trust?
Protection works through Premium Credit Limited, the principal firm responsible for Town Close Educational Trust's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs Town Close Educational Trust?
Companies House lists 11 directors of Town Close Educational Trust: Adrian Martin Alexander Fennell, Jean Louise North, Sonal Ashvin Patel (Dr), Denis Richard Costello, Helen Ruth Ripman, Faye Victoria Fenton-Stone and 5 more.
How long has Town Close Educational Trust been in business?
The company was formed on 7 October 1968.

Sources and links

The full report on Town Close Educational Trust Limited

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