Vivup Financial Services Ltd

Reference number: 598106

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When vivupbenefits.co.uk first appeared online, and whether it can receive email
  • What kind of line 07951 793629 is, and the 3 other firms that give it
  • Who else gives the postcode EC4Y 8EN
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Perkbox Trading name: A name it trades under now.
  • Touchpoint Employee Benefits (UK) Ltd Former name: A name it was registered under before.
  • Vivup Financial Service Limited Former name: A name it was registered under before.
  • Perkbox Vivup Former trading name: A name it used to trade under.
  • Touchpoint Employee Benefits Former trading name: A name it used to trade under.
  • Vivup Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company status
Active
Company type
Private limited company
Incorporated
4 January 2013 (13 years old)
Registered office
3 Dorset Rise, London, EC4Y 8EN, England
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Cavalier Loucks Director Jun 1982 30 Jun 2024 16 other companies
Doug Butler Director Aug 1964 30 Jun 2024 9 other companies
Mats Heimes Director Jan 1992 30 Jun 2024 13 other companies
Rebecca Patricia Hooley Director Nov 1981 25 Nov 2024 5 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
still active
16
are FCA-registered
7

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 7 on the FCA register, including one no longer authorised
  • The 16 companies these 4 directors run together
  • All 15 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2023Full accountsNot audited

Net assets

£18.3k

Up £19.1k from −£750

Cash at bank

£47.2k

+153% from £18.7k

Employees (average)

0

Same as 0

Owed within a year

£30.1k

+40% from £21.5k

Its next accounts are overdue at Companies House.

Net assets

In the full report: all 4 years of accounts

  • Every year from 2021 to 2023
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08347269. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Vivup Financial Services’s history from the FCA register and Companies House, newest first.

2021

26 May 2021

  • Changed its registered name from "Vivup Financial Service Limited"

FCA register

24 May 2021

  • Changed its registered name from "Touchpoint Employee Benefits (UK) Ltd"

FCA register

30 April 2021

  • Sme Hci Limited took control (75–100% of shares)

Companies House

2013

22 July 2013

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

4 January 2013

  • Incorporated at Companies House

Companies House

In the full report: all 42 events

  • All 42 events in its history (6 shown here)
  • Every director appointment and resignation: 26
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Firms connected to Vivup Financial Services

Other FCA-listed firms that share a director, phone number or address with Vivup Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
no longer authorised
1
share a director
7

In the full report: all 7 connected firms, named

  • How each is linked: shared directors (7), the same phone number (2), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Vivup Financial Services

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vivup Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 4 years of accounts, charted
  • All 42 events in its history
  • 7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Vivup Financial Services Ltd FCA authorised?
Yes, Vivup Financial Services Ltd (FRN 598106) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2013 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Vivup Financial Services’ phone number and website?
The FCA register lists the phone number 07951 793629 and the website vivupbenefits.co.uk for Vivup Financial Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.
Is Vivup Financial Services a scam or clone?
Vivup Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Vivup Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Vivup Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Vivup Financial Services?
Vivup Financial Services is owned by Sme Hci Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 30 April 2021.
Who runs Vivup Financial Services?
Companies House lists 4 directors of Vivup Financial Services: Andrew Cavalier Loucks, Doug Butler, Mats Heimes and Rebecca Patricia Hooley.
How long has Vivup Financial Services been in business?
The company was formed on 4 January 2013, and has held its current FCA authorisation since July 2013.
What do Vivup Financial Services’ latest accounts show?
Its latest accounts, to 31 December 2023, show net assets of £18.3k (up £19.1k from −£750) and cash at bank of £47.2k (+153% from £18.7k). Its accounts are overdue at Companies House.
Does Vivup Financial Services use any other names?
It trades as Perkbox. It has previously used 5 other names, including Touchpoint Employee Benefits (UK) Ltd, Vivup Financial Service Limited and Perkbox Vivup.

Sources and links

The full report on Vivup Financial Services Ltd

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