Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 14 years
- Protected through the principal
- No FCA actions
- Active company since 2008
- Accounts filed up to 31 December 2024
Responsible principal firm
Just Insurance Agents Limited Reference number: 610022 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- WTH (UK) LIMITED (FRN 581846) introduces customers to Just Insurance Agents Limited (FRN 610022). Any regulated advice or arranging is done by the principal, not WTH (UK).
- Example: if WTH (UK) refers you to a financial adviser, the advice should come from the principal firm, not from WTH (UK) itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
Moorland Gate, Cowling Road, Chorley, PR6 9EA, United Kingdom
In the full report: 1 background check
- Who else gives the postcode PR6 9EA
Other names (3)
If you were contacted under any of these names, it is this firm.
- Cruise 118 Trading name: A name it trades under now.
- rivervoyages.co.uk Trading name: A name it trades under now.
- Six Star Cruises.co.uk Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Just Insurance Agents Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06532160 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 12 March 2008 (18 years old)
- Registered office
- 110a And 112-114 Market Street, Chorley, Lancashire, PR7 2SL, England
- Nature of business
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- Travel agency activities (SIC 79110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Bradley Jonathan Tolkin | Director | Jul 1958 | 15 Jun 2010 | None |
| Jeffrey David Tolkin | Director | Mar 1957 | 15 Jun 2010 | None |
| Donald Christopher Graff | Director | Feb 1962 | 1 Jun 2016 | None |
In the full report: every company its directors have run
- Confirmation that these 3 directors run no other company
- All 6 people who have been directors, with their dates
Filed accounts and finances
Profit before tax
£1.59m
Up £1.47m from £121k
Total equity
£2.32m
No earlier figure to compare
Cash at bank
£6.36m
−6.7% from £6.82m
Owed within a year
£49.7m
+1.9% from £48.8m
The accounts for the year to 31 December 2024 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £7.29m, for the year to 31 May 2022.
Profit before tax
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 06532160. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Wth (UK)’s history from the FCA register and Companies House, newest first.
2026
12 May 2026
- Bradley Jonathan Tolkin stopped being a part-owner
- Jeffrey David Tolkin stopped being a part-owner
Companies House
2016
6 April 2016
- Bradley Jonathan Tolkin became a part-owner (25–50% of shares)
- Jeffrey David Tolkin became a part-owner (25–50% of shares)
- World Travel Holdings Inc gave up control
- World Travel Holdings Inc took control (75–100% of shares)
Companies House
2012
23 May 2012
- Became an introducer appointed representative
FCA register
2008
12 March 2008
- Incorporated at Companies House
Companies House
In the full report: all 20 events
- All 20 events in its history (8 shown here)
- Every director appointment and resignation: 9
Firms like Wth (UK)
Other firms of the same type (insurance broker), nearest first.
In the Preston (PR) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Wth (UK)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 1 background check on its contact details
- All 20 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk