Your Finance Solutions Limited

Reference number: 808331

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

AFS Compliance Ltd Reference number: 625035 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Your Finance Solutions Limited (FRN 808331) is an AR of AFS Compliance Ltd (FRN 625035). When you use Your Finance Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Your Finance Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01244 796362

  • Address

    Unit 5, Yew Tree Business Centre, Wrexham Road, Hope, Flintshire, LL12 9RG, United Kingdom

In the full report: 2 background checks

  • What kind of line 01244 796362 is
  • Who else gives the postcode LL12 9RG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Asset Finance Solutions Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11331713
Company status
Active
Company type
Private limited company
Incorporated
26 April 2018 (8 years old)
Registered office
3 Grove Road, Wrexham, LL11 1DY, Wales
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Phillip Andrew Clark Director Apr 1984 26 Apr 2018 None
Emma Clark Director Jun 1986 3 Dec 2018 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 April 2025Micro-entity accountsNot audited

Net assets

£182k

−19% from £224k

Employees (average)

2

Same as 2

Owed within a year

£64.2k

+14% from £56.3k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11331713. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Your Finance Solutions’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2018

4 May 2018

  • Became an appointed representative

FCA register

26 April 2018

  • Incorporated at Companies House
  • Phillip Andrew Clark took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 2
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Firms like Your Finance Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Llandudno (LL) postcode area

David Robert SchrimshawDenbighAppointed representativeEastgate Commercial Finance LtdWrexhamAppointed representativeIce Finance LtdWrexhamAppointed representativeIdris Mortgages LimitedLlandudno JunctionAppointed representativeKlaire WilliamsPwllheliAppointed representativeMenai Financial Solutions LimitedColwyn BayAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Your Finance Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Your Finance Solutions Limited FCA authorised?
Your Finance Solutions Limited (FRN 808331) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Your Finance Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Your Finance Solutions Limited (FRN 808331) is an AR of AFS Compliance Ltd (FRN 625035). When you use Your Finance Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Your Finance Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Your Finance Solutions’ phone number?
The FCA register lists the phone number 01244 796362 for Your Finance Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Your Finance Solutions a scam or clone?
Your Finance Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Your Finance Solutions?
Protection works through AFS Compliance Ltd, the principal firm responsible for Your Finance Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Your Finance Solutions?
Companies House lists one person with significant control of Your Finance Solutions: Mr Phillip Andrew Clark (75–100% of shares).
Who runs Your Finance Solutions?
Companies House lists 2 directors of Your Finance Solutions: Phillip Andrew Clark and Emma Clark.
How long has Your Finance Solutions been in business?
The company was formed on 26 April 2018.
What do Your Finance Solutions’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £182k (−19% from £224k).
Does Your Finance Solutions use any other names?
It trades as Asset Finance Solutions.

Sources and links

The full report on Your Finance Solutions Limited

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