Aioi Nissay Dowa Insurance UK Limited

Reference number: 816870

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When and-e.com first appeared online, and whether it can receive email
  • What kind of line 0345 070 4471 is, and the 2 other firms that give it
  • Whether EC3A 2BJ is a shared office: 49 other firms give it
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Other names (11)

If you were contacted under any of these names, it is this firm.

  • Autosan Motor Insurance Trading name
  • Insure the Box Trading name
  • Kwik Fit Motor Insurance Trading name
  • Motor Ichiban Trading name
  • Tesco Bank Box Insurance Trading name
  • Aygo X Motor Insurance Former trading name
  • Drive Like a Girl Former trading name
  • Kinto LCV Former trading name
  • Lexus Motor Insurance Former trading name
  • Toyota Insurance Services Former trading name
  • Toyota Motor Insurance Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Accepting Deposits
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Carrying out contracts of insurance
  • Credit Broking
  • Dealing in investments as principal
  • Debt-collecting
  • Effecting contracts of insurance
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025
51
upheld, against a 31% median
27%
about insurance
51

A bigger firm gets more complaints simply because it has more customers.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11105895
Company status
Active
Company type
Private limited company
Incorporated
11 December 2017 (8 years old)
Registered office
7th Floor 52-56 Leadenhall Street, London, EC3A 2BJ, England
Nature of business
  • Non-life insurance (SIC 65120)
  • Non-life reinsurance (SIC 65202)

Directors and company secretaries

Name Role Born Appointed Other companies
Harold Edward Clarke Director May 1951 11 Dec 2017 9 other companies
Michael Rainer Kainzbauer Director Jul 1967 11 Dec 2017 2 other companies
Roger Kenneth Mccorriston Director Mar 1955 11 Dec 2017 13 other companies
James Francis Crotty Director Jul 1958 12 Mar 2019 1 other company
Warren Anthony Hetz Director Jun 1982 17 Feb 2021 1 other company
Hideo Iwasawa Director May 1971 9 Jun 2023 2 other companies
Paul Senior Director Oct 1973 4 Dec 2023 None

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
22
closed down
3
are FCA-registered
6

In the full report: all 22 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 on the FCA register
  • The 3 companies these 7 directors run together
  • All 11 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2018Micro-entity accountsNot audited

Net assets

£75.0k

No earlier figure to compare

Owed within a year

£0

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11105895. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Aioi Nissay Dowa Insurance UK’s history from the FCA register and Companies House, newest first.

Key events (6) All events (40)

2019

4 July 2019

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2017

11 December 2017

  • Incorporated at Companies House
  • Aioi Nissay Dowa Europe Limited took control (75–100% of shares)

Companies House

In the full report: all 40 events

  • All 40 events in its history (6 shown here)
  • Every director appointment and resignation: 15
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Firms connected to Aioi Nissay Dowa Insurance UK

Other FCA-listed firms that share a director, phone number or address with Aioi Nissay Dowa Insurance UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 5 past links through former directors
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Firms like Aioi Nissay Dowa Insurance UK

Other firms of the same type (insurer), nearest first.

In London

Chubb European Group SELondonAuthorisedGreat Lakes Insurance UK LimitedLondonAuthorisedHelvetia Global Solutions LtdLondonAuthorisedAXA Insurance UK PLCLondonAuthorisedLegal and General Assurance Society LimitedLondonAuthorisedThe Prudential Assurance Company LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Aioi Nissay Dowa Insurance UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 22 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 40 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Aioi Nissay Dowa Insurance UK Limited FCA authorised?
Yes, Aioi Nissay Dowa Insurance UK Limited (FRN 816870) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2019 and works as an insurer. The FCA has placed a limit on what it may do.
What is Aioi Nissay Dowa Insurance UK’s phone number and website?
The FCA register lists the phone number 0345 070 4471 and the website and-e.com for Aioi Nissay Dowa Insurance UK. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Aioi Nissay Dowa Insurance UK a scam or clone?
Aioi Nissay Dowa Insurance UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Aioi Nissay Dowa Insurance UK?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Aioi Nissay Dowa Insurance UK to the Financial Ombudsman Service, free of charge.
Who owns Aioi Nissay Dowa Insurance UK?
Aioi Nissay Dowa Insurance UK is owned by Aioi Nissay Dowa Europe Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 11 December 2017.
Who runs Aioi Nissay Dowa Insurance UK?
Companies House lists 7 directors of Aioi Nissay Dowa Insurance UK: Harold Edward Clarke, Michael Rainer Kainzbauer, Roger Kenneth McCorriston, James Francis Crotty, Warren Anthony Hetz, Hideo Iwasawa and 1 more.
How long has Aioi Nissay Dowa Insurance UK been in business?
The company was formed on 11 December 2017, and has held its current FCA authorisation since July 2019.
What do Aioi Nissay Dowa Insurance UK’s latest accounts show?
Its latest accounts, to 31 December 2018, show net assets of £75.0k (no earlier figure to compare).
How many complaints does Aioi Nissay Dowa Insurance UK get?
In January–June 2025, the Financial Ombudsman Service received 51 new complaints about Aioi Nissay Dowa Insurance UK, and upheld 27% of those it decided.
Does Aioi Nissay Dowa Insurance UK use any other names?
It trades as Autosan Motor Insurance, Insure the Box, Kwik Fit Motor Insurance, Motor Ichiban and Tesco Bank Box Insurance. It has previously used 6 other names, including Aygo X Motor Insurance, Drive Like a Girl and Kinto LCV.

Sources and links

The full report on Aioi Nissay Dowa Insurance UK Limited

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