Birchwood Mortgages Limited

Reference number: 593442

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When birchwoodmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 01925 846420 is, and the other firm that gives it
  • Who else gives the postcode WA3 7GB
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FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Acting as a CBTL administrator
  • Acting as a CBTL lender
  • Administering a regulated mortgage contract
  • Entering into a regulated mortgage contract as lender

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 July 2011 (15 years old)
Registered office
The Spectrum 56-58 Benson Road, Birchwood, Warrington, Cheshire, WA3 7PQ
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven Robert Marsh Director Mar 1961 25 Jul 2011 26 other companies
Susan Catherine Bickerton Director Apr 1963 1 Mar 2015 2 other companies
Philip John Derbyshire Director May 1983 29 Jan 2018 4 other companies
Kathryn Elizabeth Clough Secretary Not published 5 Jul 2021 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
28
closed down
16
went insolvent
1

In the full report: all 28 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 4 on the FCA register
  • The 2 companies these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Key dates in its history

Birchwood Mortgages’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Goldentree Financial Services PLC took control (75–100% of shares)

Companies House

2013

1 October 2013

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2011

25 July 2011

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Birchwood Mortgages

Other FCA-listed firms that share a director, phone number or address with Birchwood Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
3
share its phone number
1

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (3), the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Birchwood Mortgages

Other firms of the same type (mortgage lender), nearest first.

In the Warrington (WA) postcode area

Elsewhere in the UK

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Birchwood Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 28 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 10 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Birchwood Mortgages Limited FCA authorised?
Yes, Birchwood Mortgages Limited (FRN 593442) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2013 and works as a mortgage lender. The FCA has placed no limits on its permissions.
What is Birchwood Mortgages’ phone number and website?
The FCA register lists the phone number 01925 846420 and the website birchwoodmortgages.co.uk for Birchwood Mortgages. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Birchwood Mortgages a scam or clone?
Birchwood Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Birchwood Mortgages?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Birchwood Mortgages to the Financial Ombudsman Service, free of charge.
Who owns Birchwood Mortgages?
Birchwood Mortgages is owned by Goldentree Financial Services PLC, which holds 75–100% of shares, since 6 April 2016.
Who runs Birchwood Mortgages?
Companies House lists 3 directors of Birchwood Mortgages: Steven Robert Marsh, Susan Catherine Bickerton and Philip John Derbyshire.
How long has Birchwood Mortgages been in business?
The company was formed on 25 July 2011, and has held its current FCA authorisation since October 2013.

Sources and links

The full report on Birchwood Mortgages Limited

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