House and Holiday Home Mortgages Ltd

Reference number: 720156

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • House and Holiday Home Mortgages Ltd (FRN 720156) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use House and Holiday Home Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from House and Holiday Home Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hhhmortgages.com first appeared online, and whether it can receive email
  • What kind of line 01453 887179 is
  • Who else gives the postcode SO21 2JY
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Other names (10)

If you were contacted under any of these names, it is this firm.

  • Buy To Let Mortgage Broker Trading name: A name it trades under now.
  • Commercial Mortgage Adviser Trading name: A name it trades under now.
  • First Time Buyer Buy To Let Trading name: A name it trades under now.
  • HHH Commercial Finance Trading name: A name it trades under now.
  • HHH Mortgages Trading name: A name it trades under now.
  • Holiday Let Mortgage Broker Trading name: A name it trades under now.
  • Later Life Borrowing Trading name: A name it trades under now.
  • Sports Professional Mortgage Trading name: A name it trades under now.
  • Tied Accommodation Mortgages Trading name: A name it trades under now.
  • Wiltshire Mortgages Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
4 September 2015 (11 years old)
Registered office
112 Main Road, Hursley, Winchester, SO21 2JY, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Stuart Stallard Director Mar 1958 4 Sep 2015 1 other company
Joseph Stuart Anthony Stallard Director Sep 1989 4 Dec 2019 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£52.9k

+436% from £9,870

Employees (average)

4

Same as 4

Owed within a year

£69.5k

+23% from £56.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09762937. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

House and Holiday Home Mortgages’s history from the FCA register and Companies House, newest first.

2019

2 December 2019

  • Joseph Stuart Anthony Stallard became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Mark Stuart Stallard became a part-owner (25–50% of shares)

Companies House

2015

12 October 2015

  • Became an appointed representative

FCA register

4 September 2015

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like House and Holiday Home Mortgages

Other firms of the same type (insurance broker), nearest first.

In Winchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on House and Holiday Home Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is House and Holiday Home Mortgages Ltd FCA authorised?
House and Holiday Home Mortgages Ltd (FRN 720156) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for House and Holiday Home Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. House and Holiday Home Mortgages Ltd (FRN 720156) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use House and Holiday Home Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from House and Holiday Home Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is House and Holiday Home Mortgages’ phone number and website?
The FCA register lists the phone number 01453 887179 and the website hhhmortgages.com for House and Holiday Home Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is House and Holiday Home Mortgages a scam or clone?
House and Holiday Home Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with House and Holiday Home Mortgages?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for House and Holiday Home Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns House and Holiday Home Mortgages?
Companies House lists 2 people with significant control of House and Holiday Home Mortgages: Mr Joseph Stuart Anthony Stallard (25–50% of shares) and Mr Mark Stuart Stallard (25–50% of shares).
Who runs House and Holiday Home Mortgages?
Companies House lists 2 directors of House and Holiday Home Mortgages: Mark Stuart Stallard and Joseph Stuart Anthony Stallard.
How long has House and Holiday Home Mortgages been in business?
The company was formed on 4 September 2015.
What do House and Holiday Home Mortgages’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £52.9k (+436% from £9,870).
Does House and Holiday Home Mortgages use any other names?
It trades as Buy To Let Mortgage Broker, Commercial Mortgage Adviser, First Time Buyer Buy To Let, HHH Commercial Finance and HHH Mortgages, and 5 more names.

Sources and links

The full report on House and Holiday Home Mortgages Ltd

£19.99 · Instant PDF download

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