Pangea Broker Services Ltd

Reference number: 979959

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Pangea Insurance Brokers Ltd Reference number: 830817 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pangea Broker Services Ltd (FRN 979959) is an AR of Pangea Insurance Brokers Ltd (FRN 830817). When you use Pangea Broker Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Pangea Broker Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pangeainsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 023 8235 4354 is, and the 2 other firms that give it
  • Who else gives the postcode SO21 1TH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Pangea Agriculture Trading name
  • Pangea Insurance Brokers Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Pangea Insurance Brokers Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14260236
Company status
Active
Company type
Private limited company
Incorporated
27 July 2022 (4 years old)
Registered office
Hillview House, Unit 4 Leylands Business Park, Colden Common, Winchester, SO21 1TH, England
Nature of business
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael James Piper Director May 1989 27 Jul 2022 3 other companies
Stephen Goulter Director Dec 1987 27 Jul 2022 None
Simon Reeves Director Apr 1972 15 Aug 2022 1 other company
Jitendra Patel Secretary Not published 31 Mar 2026 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
are FCA-registered
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£42.5k

+17% from £36.3k

Cash at bank

£36.3k

−1.5% from £36.9k

Employees (average)

4

+33% from 3

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14260236. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pangea Broker Services’s history from the FCA register and Companies House, newest first.

Key events (9) All events (14)

2026

31 March 2026

  • Clear Group (Holdings) Limited took control (75–100% of shares)
  • Simon Reeves stopped being a part-owner

Companies House

2022

15 August 2022

  • Michael James Piper stopped being a part-owner
  • Simon Reeves became a part-owner (25–50% of shares)
  • Stephen Goulter stopped being a part-owner

Companies House

29 July 2022

  • Became an appointed representative

FCA register

27 July 2022

  • Incorporated at Companies House
  • Michael James Piper became a part-owner (25–50% of shares)
  • Stephen Goulter became a part-owner (25–50% of shares)

Companies House

In the full report: all 14 events

  • All 14 events in its history (9 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Pangea Broker Services

Other FCA-listed firms that share a director, phone number or address with Pangea Broker Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Pangea Broker Services

Other firms of the same type (insurance broker), nearest first.

In Winchester

Charlecote Residential Management LimitedWinchesterAppointed representativeHouse and Holiday Home Mortgages LtdWinchesterAppointed representativePenult Capital Partners LimitedWinchesterAppointed representativeBcm Bays Curry McCowen LLPWinchesterAuthorisedi-wonder aggregator services limitedWinchesterAuthorisedPangea Insurance Brokers LtdWinchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pangea Broker Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 14 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Pangea Broker Services Ltd FCA authorised?
Pangea Broker Services Ltd (FRN 979959) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pangea Broker Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pangea Broker Services Ltd (FRN 979959) is an AR of Pangea Insurance Brokers Ltd (FRN 830817). When you use Pangea Broker Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pangea Broker Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pangea Broker Services’ phone number and website?
The FCA register lists the phone number 023 8235 4354 and the website pangeainsurance.co.uk for Pangea Broker Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Pangea Broker Services a scam or clone?
Pangea Broker Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pangea Broker Services?
Protection works through Pangea Insurance Brokers Ltd, the principal firm responsible for Pangea Broker Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pangea Broker Services?
Pangea Broker Services is owned by Clear Group (Holdings) Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 March 2026. Before that, it was controlled by Mr Simon Reeves, Mr Michael James Piper and Mr Stephen Goulter.
Who runs Pangea Broker Services?
Companies House lists 3 directors of Pangea Broker Services: Michael James Piper, Stephen Goulter and Simon Reeves.
How long has Pangea Broker Services been in business?
The company was formed on 27 July 2022.
What do Pangea Broker Services’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £42.5k (+17% from £36.3k) and cash at bank of £36.3k (−1.5% from £36.9k).
Does Pangea Broker Services use any other names?
It trades as Pangea Agriculture and Pangea Insurance Brokers.

Sources and links

The full report on Pangea Broker Services Ltd

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