Inverness Badenoch and Strathspey Citizens Advice Bureau

Reference number: 617462

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When invernesscab.org first appeared online, and whether it can receive email
  • What kind of line 01463 237664 is
  • Who else gives the postcode IV1 1QA
Instant PDF download

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
21 January 1992 (34 years old)
Registered office
29-31 Union Street, Inverness, IV1 1QA, Scotland
Nature of business
  • Justice and judicial activities (SIC 84230)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Denis Rowan Director Nov 1956 25 Nov 2016 6 other companies
Muriel Cockburn Director Dec 1958 1 Nov 2017 1 other company
Rebecca Fraser Director Nov 1992 12 Dec 2018 None
George Paterson Carter Director Jul 1954 5 Jul 2019 17 other companies
David Gregg Director Nov 1992 29 Sep 2022 None
Lesley Anne Newton Director Jan 1957 29 Sep 2022 None
Thomas Gregory Prag Director Jan 1947 11 Nov 2024 18 other companies
Declan Cornelius Gallacher Director Sep 1990 12 Nov 2025 1 other company
Alasdair Bryce Christie Secretary Not published 14 Mar 2008 –

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
42
closed down
17
are FCA-registered
3

In the full report: all 42 companies, named

  • What each company does, and whether it is still trading
  • Which of these 8 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 1 company these 8 directors run together
  • All 66 people who have ever been directors, with their dates
Instant PDF download

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2014

1 April 2014

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register · Companies House

1992

21 January 1992

  • Incorporated at Companies House

Companies House

In the full report: all 138 events

  • All 138 events in its history (4 shown here)
  • Every director appointment and resignation: 131
Instant PDF download

Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

past links
3

In the full report: all 0 connected firms, named

  • 3 past links through former directors
Instant PDF download

Similar firms

Other firms of the same type (debt advice or management), nearest first.

In the Inverness (IV) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 42 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 138 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Inverness Badenoch and Strathspey Citizens Advice Bureau FCA authorised?
Yes, Inverness Badenoch and Strathspey Citizens Advice Bureau (FRN 617462) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2014 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Inverness Badenoch and Strathspey Citizens Advice Bureau’s phone number and website?
The FCA register lists the phone number 01463 237664 and the website invernesscab.org for Inverness Badenoch and Strathspey Citizens Advice Bureau. If you were given different contact details, use these to check with the firm before going any further.
Is Inverness Badenoch and Strathspey Citizens Advice Bureau a scam or clone?
Inverness Badenoch and Strathspey Citizens Advice Bureau is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Inverness Badenoch and Strathspey Citizens Advice Bureau?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Inverness Badenoch and Strathspey Citizens Advice Bureau handles your money, so check the specific product before you commit. You can also refer complaints about Inverness Badenoch and Strathspey Citizens Advice Bureau to the Financial Ombudsman Service, free of charge.
Who runs Inverness Badenoch and Strathspey Citizens Advice Bureau?
Companies House lists 8 directors of Inverness Badenoch and Strathspey Citizens Advice Bureau: Stephen Denis Rowan, Muriel Cockburn, Rebecca Fraser, George Paterson Carter, David Gregg, Lesley Anne Newton and 2 more.
How long has Inverness Badenoch and Strathspey Citizens Advice Bureau been in business?
The company was formed on 21 January 1992, and has held its current FCA authorisation since April 2014.

Sources and links

The full report on Inverness Badenoch and Strathspey Citizens Advice Bureau

£19.99 · Instant PDF download

Loading secure checkout…