Skye & Lochalsh Citizen's Advice Bureau

Reference number: 617482

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When slcab.org.uk first appeared online, and whether it can receive email
  • What kind of line 01478 612032 is
  • Who else gives the postcode IV51 9BT
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The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
14 March 2002 (24 years old)
Registered office
The Green, Portree, Isle Of Skye, IV51 9BT
Nature of business
  • Other information service activities not elsewhere classified (SIC 63990)

Directors and company secretaries

Name Role Born Appointed Other companies
Ronald Macdonald Director Apr 1955 12 Jul 2017 3 other companies
Jennifer Ann Bruce Director Oct 1977 18 Dec 2019 None
Markus Ranner Director Jul 1974 18 Dec 2019 None
John Clarke Macdonald Director Sep 1970 18 Dec 2019 1 other company
John Duncan Finlayson Director Mar 1958 21 Sep 2022 3 other companies
Louise Eilidh Lankston (Dr) Director Feb 1988 25 Sep 2024 None
Edward Norman Charles Pybus Director Dec 1976 25 Sep 2024 1 other company

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
2
still active
6

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 48 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Net assets

£172k

+34% from £128k

Cash at bank

£166k

No earlier figure to compare

Employees (average)

7

Same as 7

Owed within a year

£1,945

+13% from £1,728

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC229160. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Skye & Lochalsh Citizen's Advice Bureau’s history from the FCA register and Companies House, newest first.

2014

1 April 2014

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

2002

14 March 2002

  • Incorporated at Companies House

Companies House

In the full report: all 95 events

  • All 95 events in its history (4 shown here)
  • Every director appointment and resignation: 87
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Firms like Skye & Lochalsh Citizen's Advice Bureau

Other firms of the same type (debt advice or management), nearest first.

In the Inverness (IV) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Skye & Lochalsh Citizen's Advice Bureau

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 95 events in its history

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Frequently asked questions about this firm

Is Skye & Lochalsh Citizen's Advice Bureau FCA authorised?
Yes, Skye & Lochalsh Citizen's Advice Bureau (FRN 617482) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2014 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Skye & Lochalsh Citizen's Advice Bureau’s phone number and website?
The FCA register lists the phone number 01478 612032 and the website slcab.org.uk for Skye & Lochalsh Citizen's Advice Bureau. If you were given different contact details, use these to check with the firm before going any further.
Is Skye & Lochalsh Citizen's Advice Bureau a scam or clone?
Skye & Lochalsh Citizen's Advice Bureau is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Skye & Lochalsh Citizen's Advice Bureau?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Skye & Lochalsh Citizen's Advice Bureau handles your money, so check the specific product before you commit. You can also refer complaints about Skye & Lochalsh Citizen's Advice Bureau to the Financial Ombudsman Service, free of charge.
Who runs Skye & Lochalsh Citizen's Advice Bureau?
Companies House lists 7 directors of Skye & Lochalsh Citizen's Advice Bureau: Ronald Macdonald, Jennifer Ann Bruce, Markus Ranner, John Clarke Macdonald, John Duncan Finlayson, Louise Eilidh Lankston (Dr) and 1 more.
How long has Skye & Lochalsh Citizen's Advice Bureau been in business?
The company was formed on 14 March 2002, and has held its current FCA authorisation since April 2014.
What do Skye & Lochalsh Citizen's Advice Bureau’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £172k (+34% from £128k) and cash at bank of £166k (no earlier figure to compare).

Sources and links

The full report on Skye & Lochalsh Citizen's Advice Bureau

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