Moray Citizens Advice Bureau
Reference number: 617466
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
6 Moss Street, Elgin, Moray, IV30 1LU, United Kingdom
In the full report: 3 background checks
- When moraycab.org.uk first appeared online, and whether it can receive email
- What kind of line 01343 559001 is
- Who else gives the postcode IV30 1LU
The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
- Debt Adjusting
- Debt-counselling
- Providing Credit Information Services
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC119038 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 14 July 1989 (37 years old)
- Registered office
- 6 Moss Street, Elgin, Morayshire, IV30 1LU
- Nature of business
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- Other social work activities without accommodation not elsewhere classified (SIC 88990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Arthur Edward Coutts | Director | Jul 1944 | 18 Jul 2007 | 7 other companies |
| Daniel Ralph | Director | Apr 1956 | 1 Nov 2013 | 1 other company |
| Moira Grant | Director | Mar 1959 | 15 Oct 2015 | 1 other company |
| Brian Rudolf Johnston | Director | Jun 1955 | 16 Nov 2017 | None |
| Monika Niemiec | Director | Jul 1980 | 27 Jul 2021 | None |
| Ewan Paton Wallace | Director | Dec 1958 | 17 Nov 2021 | None |
| Ian Disotto | Director | Sep 1953 | 26 Jan 2023 | None |
| Lorna Crombie | Director | May 1961 | 26 Sep 2024 | 1 other company |
| Alfred Stuart Jebb | Director | Nov 1953 | 2 Apr 2025 | None |
| James Workman | Director | Dec 1948 | 29 Jan 2026 | None |
| Kelly Elizabeth Donnachie | Secretary | Not published | 31 Oct 2025 | – |
Other companies run by these 10 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 10
- closed down
- 4
- went insolvent
- 1
In the full report: all 10 companies, named
- What each company does, and whether it is still trading
- Which of these 10 directors sit on each board, and since when
- The one that went into liquidation or administration
- All 54 people who have ever been directors, with their dates
Key dates in its history
Moray Citizens Advice Bureau’s history from the FCA register and Companies House, newest first.
2014
1 April 2014
- Regulated by the FCA from this date
- FCA imposed a requirement (Not for profit firm)
- Became authorised by the FCA
FCA register
1995
24 October 1995
- Board replaced: its only director left and 2 new directors took over
Companies House
1989
14 July 1989
- Incorporated at Companies House
Companies House
In the full report: all 104 events
- All 104 events in its history (5 shown here)
- Every director appointment and resignation: 96
Firms like Moray Citizens Advice Bureau
Other firms of the same type (debt advice or management), nearest first.
In the Inverness (IV) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Moray Citizens Advice Bureau
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 10 other companies its directors have run, named
- 3 background checks on its contact details
- All 104 events in its history
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Frequently asked questions about this firm
Is Moray Citizens Advice Bureau FCA authorised?
What is Moray Citizens Advice Bureau’s phone number and website?
Is Moray Citizens Advice Bureau a scam or clone?
Is my money safe with Moray Citizens Advice Bureau?
Who runs Moray Citizens Advice Bureau?
How long has Moray Citizens Advice Bureau been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk