Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
N W S C A B, Kinlochbervie, Lairg, Highland, IV27 4RR, United Kingdom
In the full report: 2 background checks
- What kind of line 01971 521730 is
- Who else gives the postcode IV27 4RR
The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
- Debt Adjusting
- Debt-counselling
- Providing Credit Information Services
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC410203 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 28 October 2011 (15 years old)
- Registered office
- The Advice & Information Centre, The Harbour, Kinlochbervie, Sutherland, IV27 4RR
- Nature of business
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- Other information service activities not elsewhere classified (SIC 63990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Sheila Audrey Frazer | Director | Jul 1936 | 2 Mar 2012 | 2 other companies |
| Frances Elisabeth Gunn | Director | Dec 1957 | 22 Sep 2020 | 13 other companies |
| Linda Munro | Director | Dec 1956 | 22 Sep 2020 | 3 other companies |
| Marie-Anne Hunter Hutchison | Director | Apr 1964 | 26 Oct 2022 | 1 other company |
| Anne Petrie Mackay | Director | Jun 1958 | 27 Sep 2024 | 3 other companies |
| Ivor Forsyth | Director | Sep 1961 | 29 May 2026 | None |
Other companies run by these 6 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 19
- closed down
- 7
- is FCA-registered
- 1
In the full report: all 19 companies, named
- What each company does, and whether it is still trading
- Which of these 6 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 3 companies these 6 directors run together
- All 13 people who have ever been directors, with their dates
Key dates in its history
This firm’s history from the FCA register and Companies House, newest first.
2016
24 October 2016
- Board Of Directors took control (75–100% of votes)
Companies House
2014
1 April 2014
- Regulated by the FCA from this date
- FCA imposed a requirement (Not for profit firm)
- Became authorised by the FCA
FCA register
2011
28 October 2011
- Incorporated at Companies House
Companies House
In the full report: all 28 events
- All 28 events in its history (5 shown here)
- Every director appointment and resignation: 20
Connected firms
Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
- past link
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
- 1 past link through former directors
Similar firms
Other firms of the same type (debt advice or management), nearest first.
In the Inverness (IV) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on this firm
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 19 other companies its directors have run, named
- 2 background checks on its contact details
- All 28 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is North and West Sutherland Citizens Advice Bureau FCA authorised?
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Who owns North and West Sutherland Citizens Advice Bureau?
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How long has North and West Sutherland Citizens Advice Bureau been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk