Nairn Citizens Advice Bureau Limited

Reference number: 617469

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When nairncab.org.uk first appeared online, and whether it can receive email
  • What kind of line 01667 456677 is
  • Who else gives the postcode IV12 4DN
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The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
5 March 1997 (29 years old)
Registered office
58 King Street, Nairn,, King Street, Nairn, IV12 4DN, Scotland
Nature of business
  • Other information service activities not elsewhere classified (SIC 63990)

Directors and company secretaries

Name Role Born Appointed Other companies
Brenda Margaret Waterfield Director Jan 1955 2 Sep 2010 None
Alastair Iain Nicolson Director Dec 1972 30 Aug 2012 None
Lee Norton Dyson Director Feb 1969 29 Aug 2013 2 other companies
Josephine Mary Tunstall Director Dec 1965 22 Jan 2015 3 other companies
Peter David Saggers Director May 1948 7 Jun 2017 13 other companies
Robert Mcnaught Director Aug 1977 3 Feb 2023 None
Steven Manders (Rev) Director Dec 1963 14 Nov 2023 1 other company
Corydon Hunter Jones Director Mar 1969 25 Feb 2025 5 other companies
Adam Paul Thompson Director Oct 1984 22 Sep 2025 None
Susan Janet Davidson Director Apr 1985 14 Oct 2025 None
Fiona Kathleen Duff Director Aug 1965 14 Apr 2026 None
Teresa Clare Ratnam Director Sep 1993 1 Sep 2026 None

Other companies run by these 12 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
23
closed down
10
is FCA-registered
1

In the full report: all 23 companies, named

  • What each company does, and whether it is still trading
  • Which of these 12 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 12 directors run together
  • All 67 people who have ever been directors, with their dates
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Key dates in its history

Nairn Citizens Advice Bureau’s history from the FCA register and Companies House, newest first.

2014

1 April 2014

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

1997

5 March 1997

  • Incorporated at Companies House

Companies House

In the full report: all 134 events

  • All 134 events in its history (4 shown here)
  • Every director appointment and resignation: 126
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Firms connected to Nairn Citizens Advice Bureau

Other FCA-listed firms that share a director, phone number or address with Nairn Citizens Advice Bureau. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Nairn Citizens Advice Bureau

Other firms of the same type (debt advice or management), nearest first.

In the Inverness (IV) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nairn Citizens Advice Bureau

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 23 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 134 events in its history

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Frequently asked questions about this firm

Is Nairn Citizens Advice Bureau Limited FCA authorised?
Yes, Nairn Citizens Advice Bureau Limited (FRN 617469) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2014 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Nairn Citizens Advice Bureau’s phone number and website?
The FCA register lists the phone number 01667 456677 and the website nairncab.org.uk for Nairn Citizens Advice Bureau. If you were given different contact details, use these to check with the firm before going any further.
Is Nairn Citizens Advice Bureau a scam or clone?
Nairn Citizens Advice Bureau is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nairn Citizens Advice Bureau?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Nairn Citizens Advice Bureau handles your money, so check the specific product before you commit. You can also refer complaints about Nairn Citizens Advice Bureau to the Financial Ombudsman Service, free of charge.
Who runs Nairn Citizens Advice Bureau?
Companies House lists 12 directors of Nairn Citizens Advice Bureau: Brenda Margaret Waterfield, Alastair Iain Nicolson, Lee Norton Dyson, Josephine Mary Tunstall, Peter David Saggers, Robert McNaught and 6 more.
How long has Nairn Citizens Advice Bureau been in business?
The company was formed on 5 March 1997, and has held its current FCA authorisation since April 2014.

Sources and links

The full report on Nairn Citizens Advice Bureau Limited

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