Metro Finance Brokers Limited
Reference number: 989576
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2003
- Accounts filed up to 31 December 2025
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Metro Finance Brokers Limited (FRN 989576) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Metro Finance Brokers's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Metro Finance Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Wards Exchange, 197 Ecclesall Road, Sheffield, South Yorkshire, S11 8HW, United Kingdom
In the full report: 3 background checks
- When metrofinance.co.uk first appeared online, and whether it can receive email
- What kind of line 0116 272 0083 is, and the other firm that gives it
- Who else gives the postcode S11 8HW
Other names (4)
If you were contacted under any of these names, it is this firm.
- Metro Finance Trading name: A name it trades under now.
- Metro Finance Brokers Ltd Former name: A name it was registered under before.
- Sheffield Mortgage Co Former trading name: A name it used to trade under.
- Sheffield Mortgage Company Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04998736 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 18 December 2003 (22 years old)
- Registered office
- Capital House Pride Place, Pride Park, Derby, DE24 8QR, United Kingdom
- Nature of business
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- Other credit granting not elsewhere classified (SIC 64929)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Allan William Warren | Director | Mar 1971 | 14 Jul 2021 | None |
| Gareth John Herbert | Director | Feb 1970 | 22 Sep 2026 | 36 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 36
- still active
- 36
- are FCA-registered
- 14
In the full report: all 36 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 14 on the FCA register, including one no longer authorised
- All 9 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£434k
+24% from £350k
Cash at bank
£243k
−40% from £406k
Employees (average)
55
+7.8% from 51
Owed within a year
£658k
+401% from £132k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 04998736. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Metro Finance Brokers’s history from the FCA register and Companies House, newest first.
2024
19 September 2024
- Changed its registered name from "Metro Finance Brokers Ltd"
FCA register
2023
6 January 2023
- Became an appointed representative
FCA register
2021
6 April 2021
- Board replaced: its only director left and 3 new directors took over
- Jon David Lord gave up control
- Meridian Holdings Group Ltd took control (75–100% of shares)
Companies House
2016
6 April 2016
- Jon David Lord took control (75–100% of shares)
Companies House
2003
18 December 2003
- Incorporated at Companies House
Companies House
In the full report: all 28 events
- All 28 events in its history (7 shown here)
- Every director appointment and resignation: 16
Firms connected to Metro Finance Brokers
Other FCA-listed firms that share a director, phone number or address with Metro Finance Brokers. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- share a director
- 12
- share its phone number
- 1
In the full report: all 12 connected firms, named
- How each is linked: shared directors (12), the same phone number (1)
- Who links each one: the named directors, with dates
Firms like Metro Finance Brokers
Other firms of the same type (mortgage adviser or broker), nearest first.
In Sheffield
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Metro Finance Brokers
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 36 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 28 events in its history
- 12 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Metro Finance Brokers Limited FCA authorised?
What does appointed representative mean for Metro Finance Brokers?
What is Metro Finance Brokers’ phone number and website?
Is Metro Finance Brokers a scam or clone?
Is my money safe with Metro Finance Brokers?
Who owns Metro Finance Brokers?
Who runs Metro Finance Brokers?
How long has Metro Finance Brokers been in business?
What do Metro Finance Brokers’ latest accounts show?
Does Metro Finance Brokers use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk