Prepay Technologies Ltd

Reference number: 900010

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When eps.edenred.com first appeared online, and whether it can receive email
  • What kind of line 01793 265799 is
  • Who else gives the postcode SN1 1GW
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Edenred Payment Solutions Trading name
  • Edenred PayTech Trading name
  • PPS Trading name
  • PrePay Solutions Former trading name
  • Splash Plastic Former trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • g) Execution of payment transactions via telecoms, IT system or network operator
  • h) Issuing Electronic Money

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025
77
upheld, against a 31% median
27%
about banking and credit
76

A bigger firm gets more complaints simply because it has more customers.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
PREPAY TECHNOLOGIES LIMITED
Company number
04008083
Company status
Active
Company type
Private limited company
Incorporated
5 June 2000 (26 years old)
Registered office
4th Floor, Station Square, 1 Gloucester Street, Swindon, SN1 1GW, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Philippe Marc Francis Relland-Bernard Director Dec 1972 16 Dec 2019 None
Andrea Keller Director Dec 1971 14 Feb 2023 None
Philip John Atherton Director Apr 1964 25 Apr 2024 1 other company
Claire Marie Agnes Tirel Gandit Director Feb 1977 24 Jul 2024 None
Rehana Mitha Director Jul 1983 24 Jul 2024 1 other company
Damien Gabriel Perillat Director Dec 1977 14 Nov 2024 None
Maria Matina Balatsou Secretary Not published 20 Oct 2023 –

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 52 people who have ever been directors, with their dates
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Key dates in its history

Prepay Technologies’s history from the FCA register and Companies House, newest first.

Key events (13) All events (119)

2024

15 February 2024

  • Edenred (UK Group) Limited stopped being the majority owner
  • Edenred SA stopped being the majority owner
  • Edenred SE took control (75–100% of shares)
  • Gameo Sas gave up control
  • Gameo Sas took control (75–100% of shares)

Companies House

2023

31 March 2023

  • Mastercard Europe SA stopped being a part-owner

Companies House

2018

31 May 2018

  • Became an authorised e-money institution

FCA register

2016

6 April 2016

  • Edenred (UK Group) Limited became the majority owner (50–75% of shares)
  • Edenred SA became the majority owner (50–75% of shares)
  • Mastercard Europe SA became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

1 June 2011

  • Regulated by the Financial Services Authority from this date

FCA register

2000

5 June 2000

  • Incorporated at Companies House

Companies House

In the full report: all 119 events

  • All 119 events in its history (13 shown here)
  • Every director appointment and resignation: 98
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Firms like Prepay Technologies

Other firms of the same type (payment or money transfer firm), nearest first.

In Swindon

Allstar Business Solutions LimitedSwindonAuthorised

In the Swindon (SN) postcode area

Unified Finance LtdChippenhamAuthorised

Elsewhere in the UK

Uber Payments UK LimitedLondonAuthorisedeBay Commerce UK LtdAuthorisedWise Payments LimitedLondonAuthorisedHiFX Europe LimitedBracknellAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Prepay Technologies

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 119 events in its history

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Frequently asked questions about this firm

Is Prepay Technologies Ltd FCA authorised?
Yes, Prepay Technologies Ltd (FRN 900010) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Prepay Technologies’ phone number and website?
The FCA register lists the phone number 01793 265799 and the website eps.edenred.com for Prepay Technologies. If you were given different contact details, use these to check with the firm before going any further.
Is Prepay Technologies a scam or clone?
Prepay Technologies is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Prepay Technologies?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Prepay Technologies to the Financial Ombudsman Service, free of charge.
Who owns Prepay Technologies?
Prepay Technologies is owned by Edenred SE, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 15 February 2024. Before that, it was controlled by Mastercard Europe SA, Gameo Sas and Edenred (UK Group) Limited.
Who runs Prepay Technologies?
Companies House lists 6 directors of Prepay Technologies: Philippe Marc Francis Relland-Bernard, Andrea Keller, Philip John Atherton, Claire Marie Agnes Tirel Gandit, Rehana Mitha and Damien Gabriel Perillat.
How long has Prepay Technologies been in business?
The company was formed on 5 June 2000, and has held its current FCA authorisation since May 2018.
How many complaints does Prepay Technologies get?
In January–June 2025, the Financial Ombudsman Service received 77 new complaints about Prepay Technologies, and upheld 27% of those it decided.
Does Prepay Technologies use any other names?
It trades as Edenred Payment Solutions, Edenred PayTech and PPS. It has previously used 2 other names: PrePay Solutions and Splash Plastic.

Sources and links

The full report on Prepay Technologies Ltd

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