Unified Finance Ltd

Reference number: 788703

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When unifiedfinance.com first appeared online, and whether it can receive email
  • What kind of line 07939 216285 is
  • Who else gives the postcode SN14 6RZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Unified FX Trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10805527
Company status
Active
Company type
Private limited company
Incorporated
6 June 2017 (9 years old)
Registered office
Suite 6, Lansdowne Business Centre, Bumpers Way, Chippenham, SN14 6RZ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Dmitry Skotnikov Director Jan 1982 6 Jun 2017 None
Vitaliy Yudin Director Jul 1989 6 Jun 2017 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 June 2025Full accountsNot audited

Total equity

£1.42m

+34% from £1.06m

Cash at bank

£1.54m

+13% from £1.37m

Owed within a year

£466k

+47% from £318k

* Cash at bank usually includes customers’ money.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10805527. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Unified Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2018

7 March 2018

  • Became an authorised payment institution

FCA register

2017

8 September 2017

  • Regulated by the FCA from this date

FCA register

6 June 2017

  • Incorporated at Companies House
  • Yuriy Tsarev took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Unified Finance

Other FCA-listed firms that share a director, phone number or address with Unified Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Unified Finance

Other firms of the same type (payment or money transfer firm), nearest first.

In the Swindon (SN) postcode area

Allstar Business Solutions LimitedSwindonAuthorisedPrepay Technologies LtdSwindonAuthorised

Elsewhere in the UK

Uber Payments UK LimitedLondonAuthorisedeBay Commerce UK LtdAuthorisedWise Payments LimitedLondonAuthorisedHiFX Europe LimitedBracknellAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Unified Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Unified Finance Ltd FCA authorised?
Yes, Unified Finance Ltd (FRN 788703) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Unified Finance’s phone number and website?
The FCA register lists the phone number 07939 216285 and the website unifiedfinance.com for Unified Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Unified Finance a scam or clone?
Unified Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Unified Finance?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Unified Finance to the Financial Ombudsman Service, free of charge.
Who owns Unified Finance?
Companies House lists one person with significant control of Unified Finance: Mr Yuriy Tsarev (75–100% of shares).
Who runs Unified Finance?
Companies House lists 2 directors of Unified Finance: Dmitry Skotnikov and Vitaliy Yudin.
How long has Unified Finance been in business?
The company was formed on 6 June 2017, and has held its current FCA authorisation since March 2018.
What do Unified Finance’s latest accounts show?
Its latest accounts, to 30 June 2025, show total equity of £1.42m (+34% from £1.06m) and cash at bank of £1.54m (+13% from £1.37m).
Does Unified Finance use any other names?
It trades as Unified FX.

Sources and links

The full report on Unified Finance Ltd

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