Spring Financial Group Limited
Reference number: 935499
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Spring Financial Group Ltd, Pannell House, Park Street, Guildford, Surrey, GU1 4HN, United Kingdom
In the full report: 3 background checks
- When mpowered.co.uk first appeared online, and whether it can receive email
- What kind of line 01483 570736 is
- Who else gives the postcode GU1 4HN
Other names (3)
If you were contacted under any of these names, it is this firm.
- MPowered Trading name: A name it trades under now.
- MPowered Mortgages Trading name: A name it trades under now.
- MQube Trading name: A name it trades under now.
FCA permissions and consumer protection
- Payments & e-money Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
- Administering a regulated mortgage contract
- Arranging (bringing about) regulated mortgage contracts
- Entering into a regulated mortgage contract as lender
- Making arrangements with a view to regulated mortgage contracts
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10319988 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 9 August 2016 (10 years old)
- Registered office
- 3rd Floor Pannell House, Park Street, Guildford, Surrey, GU1 4HN, United Kingdom
- Nature of business
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- Other information service activities not elsewhere classified (SIC 63990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stuart Cheetham | Director | May 1970 | 9 Aug 2016 | None |
| Richard Alan Fitch | Director | Oct 1971 | 20 Feb 2019 | 1 other company |
| Richard Patrick Little | Director | Mar 1955 | 22 Feb 2023 | 6 other companies |
| Nuray George Ugras | Director | Jul 1964 | 22 Feb 2023 | None |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- still active
- 6
- went insolvent
- 1
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- The one that went into liquidation or administration
- The one on the FCA register, including one no longer authorised
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£100
No earlier figure to compare
These accounts were filed as dormant: the company reported no significant trading in the period.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 10319988. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Spring Financial Group’s history from the FCA register and Companies House, newest first.
2020
30 October 2020
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2019
2 July 2019
- Richard Alan Fitch stopped being a part-owner
- Stuart Cheetham stopped being a part-owner
Companies House
8 March 2019
- Richard Alan Fitch became a part-owner (25–50% of shares)
Companies House
2016
9 August 2016
- Incorporated at Companies House
- Stuart Cheetham became a part-owner (25–50% of shares)
Companies House
In the full report: all 24 events
- All 24 events in its history (7 shown here)
- Every director appointment and resignation: 10
Firms connected to Spring Financial Group
Other FCA-listed firms that share a director, phone number or address with Spring Financial Group. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like Spring Financial Group
Other firms of the same type (mortgage lender), nearest first.
In the Guildford (GU) postcode area
Elsewhere in the UK
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Spring Financial Group
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 3 background checks on its contact details
- All 24 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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How long has Spring Financial Group been in business?
What do Spring Financial Group’s latest accounts show?
Does Spring Financial Group use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk