Step One Finance Limited
Reference number: 706087
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Premier House, 15-19 Church Street West, Woking, Surrey, GU21 6DJ, United Kingdom
In the full report: 3 background checks
- When steponefinance.co.uk first appeared online, and whether it can receive email
- What kind of line 01483 661101 is
- Who else gives the postcode GU21 6DJ
Other names (3)
If you were contacted under any of these names, it is this firm.
- Step One Trading name: A name it trades under now.
- Step One Mortgages Trading name: A name it trades under now.
- Step One Plus Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (13 permissions)
- Acting as a CBTL administrator
- Acting as a CBTL advisor
- Acting as a CBTL lender
- Administering a regulated mortgage contract
- Advising on regulated mortgage contracts
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt Administration
- Debt-counselling
- Entering into a regulated mortgage contract as lender
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Making arrangements with a view to regulated mortgage contracts
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07448379 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 November 2010 (15 years old)
- Registered office
- Premier House, 15-19 Church Street West, Woking, GU21 6DJ
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michael George Childress | Director | Oct 1972 | 23 Nov 2010 | 12 other companies |
| Jameel Abdulaziz Jesani | Director | Feb 1976 | 23 Nov 2010 | 13 other companies |
| Rajiv Agarwal | Director | Dec 1955 | 1 May 2025 | None |
| Jameel Abdulaziz Jesani | Secretary | Not published | 23 Nov 2010 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 17
- closed down
- 8
- run together
- 8
In the full report: all 17 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 8 companies these 3 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£2.68m
+17% from £2.29m
Cash at bank
£4.61m
−43% from £8.14m
Employees (average)
61
+27% from 48
Owed within a year
£4.93m
−42% from £8.48m
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 07448379. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Step One Finance’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Michael George Childress gained 25–50% of the votes
Companies House
2015
18 December 2015
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2010
23 November 2010
- Incorporated at Companies House
Companies House
In the full report: all 15 events
- All 15 events in its history (4 shown here)
- Every director appointment and resignation: 5
Firms like Step One Finance
Other firms of the same type (mortgage lender), nearest first.
In the Guildford (GU) postcode area
Elsewhere in the UK
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Step One Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 17 other companies its directors have run, named
- 3 background checks on its contact details
- All 15 events in its history
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Frequently asked questions about this firm
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What is Step One Finance’s phone number and website?
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Is my money safe with Step One Finance?
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How long has Step One Finance been in business?
What do Step One Finance’s latest accounts show?
Does Step One Finance use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk